Personal loans in Spillville, IA

Spillville: population, trend and location

Spillville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 372 residents in Spillville (Vintage 2023 subcounty estimate), the 511th-largest figure among Iowa's 940 places.
• Population trend: Lower by roughly 3.6% since the 2020 count.
• Absolute change: 14 residents lost between 2020 and 2023.
• Size percentile: about 46% of Iowa communities are smaller than Spillville (372 residents).
• Density: the Census land area of 0.4 sq mi holds about 847 people per square mile.
• By land area: Spillville ranks 696th among Iowa's 940 places, at 0.4 sq mi.
• Share of Iowa: Spillville holds about 0.0% of the state's population, some 372 people.
• National rank: Spillville sits 14,385th by population among the 19,457 places in this dataset.
• Growth in Iowa: Spillville stands 884th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Spillville's 3.6%.
• Density rank: Spillville places 357th among Iowa's places by people per square mile.
• Against the state median: Spillville runs about 847 residents per square mile, where the Iowa median is 672.
• Location: coordinates 43.2028, -91.9522 (US Census Bureau Gazetteer).
• Nearest larger cities: Calmar (5 mi); Ossian (10 mi); Decorah (11 mi); Lawler (14 mi); Cresco (14 mi). Lenders licensed in the state serve Spillville whether or not they keep a local branch.
• Smaller places nearby: Fort Atkinson (4 mi); Ridgeway (7 mi); Protivin (7 mi).
• Smaller neighbours: 48 places smaller than Spillville sit within 50 miles.
• Larger places within 100 miles: 312.

Land, water and location for Spillville

Spillville covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 847 people per square mile. The largest place in Iowa, Des Moines, lies about 141 miles away. Within 50 miles of Spillville there are 68 larger Census places. Within the same 50 miles lie 48 smaller Census places.

Where Spillville sits in Iowa

Spillville is the 511th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Spillville ranks 884th of 940 in Iowa (about the 6th percentile). By density, at about 847 people per square mile, it ranks 357th in Iowa. By land area, its 0.4 square miles rank 696th of 940 places in Iowa.

How Iowa law applies in Spillville

These are Iowa's sourced lending facts as they reach Spillville's 372 residents; the state has no city-level rate rule.

How lenders reach Spillville

With about 847 residents per square mile, Spillville is moderately settled, and 68 larger Census places sit within 50 miles. Distance to a branch rarely matters for Spillville's 372 residents: the application is online and the price follows your credit file. The nearest larger city, Calmar, IA about 5 miles away.

What shapes a Spillville personal loan

Spillville is a small community of about 372 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Spillville lender to disclose the APR and finance charge before you sign. The term you choose in Spillville decides the split between a comfortable payment and the total interest you pay.