Personal loans in South Webster, OH
South Webster counts about 652 people, and what is genuinely local about borrowing here is limited — Ohio law does the governing. South Webster is home to roughly 652 people and stands 614th by size out of 924 Census places in Ohio. The trend for South Webster between 2020 and 2023 is downward by roughly 2.5%. Lenders active in South Webster report to a Ohio supervisor, identified in the sourced rows below. Judge South Webster offers on total cost, not on how quickly the money arrives. The closest larger city is Oak Hill, OH about 10 miles away.
What the Census records for South Webster
Set out below is South Webster's local context next to the state-level rules that reach every lender here.
- Population: 652 residents; South Webster is the 614th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: About 2.5% below the 2020 Census base.
- Absolute change: 17 residents lost between 2020 and 2023.
- Size percentile: roughly 34% of Ohio's places have fewer residents than South Webster's 652.
- Population density: about 497 people per square mile (Census land area 1.3 sq mi).
- Land area: South Webster covers 1.3 square miles, the 449th-largest area among Ohio's 924 places.
- Water: South Webster holds about 0.01 square miles, the 365th-largest water area in Ohio.
- State share: roughly 0.0% of Ohio's residents live in South Webster (652 people).
- National rank: South Webster is the 12,092nd most populous of the 19,457 Census places covered here.
- Growth in Ohio: South Webster stands 818th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: South Webster's 2.5% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: South Webster places 814th among Ohio's places by people per square mile.
- Against the state median: South Webster runs about 497 residents per square mile, where the Ohio median is 1,289.
- Location: mapped by the US Census Bureau at 38.8170, -82.7325.
- Nearest larger cities: Oak Hill (10 mi); New Boston (12 mi); Portsmouth (12 mi); South Shore (14 mi); Jackson (16 mi). Lenders licensed in the state serve South Webster whether or not they keep a local branch.
- Nearest smaller towns: Beaver (16 mi); Centerville (Thurman) (16 mi); Hanging Rock (18 mi).
- Smaller places within 50 miles: 24 of them.
- Within 100 miles: 285 places are larger than South Webster.
What is available to South Webster borrowers
South Webster is lightly settled, with about 497 people per square mile and 57 larger places within 50 miles. A Ohio licence lets a lender serve South Webster without a local office, so branch density does not change what its 652 residents are offered. For a larger market, the closest option is Oak Hill, OH about 10 miles away.
Where South Webster sits
Inside South Webster's boundaries lie roughly 1.3 square miles of land and 0.01 square miles of water. Spread across it are roughly 497 residents per square mile. Columbus, the largest place in Ohio, is about 82 miles from South Webster. Counting outward 50 miles, 57 larger communities surround South Webster. Within the same 50 miles lie 24 smaller Census places.
What shapes a South Webster personal loan
A South Webster personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 652 residents. Because pricing is borrower-level, two people in South Webster can be quoted different APRs on the same amount and term. The term you choose in South Webster decides the split between a comfortable payment and the total interest you pay.
Where South Webster sits in Ohio
Within Ohio, South Webster holds roughly 0.0% of all residents, the 614th-largest share among 924 places. For population change between 2020 and 2023, South Webster ranks 818th of 924 in Ohio (about the 11th percentile). By density, at about 497 people per square mile, it ranks 814th in Ohio. Within 50 miles sit 24 smaller Census places, alongside the 57 that are larger.
How Ohio law applies in South Webster
Ohio has no separate rate rule for South Webster; the sourced rows below are what reach every lender that serves its 652 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Oak Hill, OH — population 1,398
- New Boston, OH — population 2,229
- Portsmouth, OH — population 17,555
- Beaver, OH — population 436
- Jackson, OH — population 6,206
- South Shore, KY — population 1,064
- Hanging Rock, OH — population 195
- Worthington, KY — population 1,456