Personal loans in South Mansfield, LA
South Mansfield counts about 337 people, and what is genuinely local about borrowing here is limited — Louisiana law does the governing. At about 337 residents, South Mansfield is larger than roughly 22% of the places in Louisiana.
South Mansfield added about 0.6% to its population between the 2020 base and the 2023 estimate. A single loan can carry different costs on either side of a state line, and South Mansfield sits on the Louisiana side of that line. Decide the purpose of the loan and your repayment plan before sharing any details with a South Mansfield lender. The nearest larger metro is Mansfield, LA about 2 miles away.
South Mansfield: the sourced local profile
Here is the sourced Census picture for South Mansfield, plus the Louisiana lending rules that apply to a loan taken out here.
- Population: 337 residents; South Mansfield is the 236th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.6% from 2020 to 2023.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: roughly 22% of Louisiana's places have fewer residents than South Mansfield's 337.
- Population density: about 496 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: South Mansfield ranks 287th among Louisiana's 302 places, at 0.7 sq mi.
- Water area: South Mansfield has 0.02 square miles of water, ranking 109th of 302 places in Louisiana.
- Within Louisiana: about 0.0% of the state's population lives in South Mansfield.
- Nationally: South Mansfield is the 14,724th-largest of 19,457 Census places in the dataset.
- Growth in Louisiana: South Mansfield stands 46th by percentage change from 2020 to 2023, among 302 places.
- Versus Louisiana: the state average change is -2.1%, while South Mansfield moved 0.6%.
- Density rank: South Mansfield is the 158th most densely settled place in Louisiana.
- Density in context: South Mansfield's 496 people per square mile sit against a Louisiana median of 534.
- Location: 32.0171, -93.7180 (Census Gazetteer coordinates).
- Nearest larger cities: Mansfield (2 mi); Logansport (16 mi); Converse (16 mi); Pleasant Hill (18 mi); Stonewall (18 mi). Lenders licensed in the state serve South Mansfield whether or not they keep a local branch.
- Nearest smaller towns: Grand Cane (7 mi); Stanley (12 mi); Longstreet (15 mi) — useful context for the surrounding area.
- Smaller neighbours: 21 places smaller than South Mansfield sit within 50 miles.
- Within 100 miles: 162 places are larger than South Mansfield.
South Mansfield in state context
Against Louisiana's other places, South Mansfield accounts for about 0.0% of the state's population and ranks 236th of 302 by size. For population change between 2020 and 2023, South Mansfield ranks 46th of 302 in Louisiana (about the 85th percentile). By density, at about 496 people per square mile, it ranks 158th in Louisiana. Between 2020 and 2023 the count changed by roughly 2 residents.
The geography behind South Mansfield
Inside South Mansfield's boundaries lie roughly 0.7 square miles of land and 0.02 square miles of water. The resulting density is about 496 people per square mile. New Orleans, the largest place in Louisiana, is about 262 miles from South Mansfield. Counting outward 50 miles, 38 larger communities surround South Mansfield. Within the same 50 miles lie 21 smaller Census places.
Which Louisiana laws govern a loan in South Mansfield
When Louisiana does not publish a figure, the row links to the source instead of inventing a number; South Mansfield is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
A pre-application checklist for South Mansfield
For South Mansfield's roughly 337 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Louisiana regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
In South Mansfield as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 337 residents.
What shapes a South Mansfield personal loan
Most loans made to South Mansfield's 337 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in South Mansfield can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a South Mansfield loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in South Mansfield if my credit is poor?
What loan size can I expect in South Mansfield?
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Does comparing loans in South Mansfield cost me credit score points?
Nearby places
- Mansfield, LA — population 4,575
- Grand Cane, LA — population 216
- Stanley, LA — population 129
- Converse, LA — population 376
- Longstreet, LA — population 117
- Keachi, LA — population 246
- Stonewall, LA — population 2,535
- Logansport, LA — population 1,332