Personal loans in South Haven, MN

Personal loans in South Haven are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 183 population. Judge South Haven offers on total cost, not on how quickly the money arrives. To lend to South Haven's 183 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The nearest larger city is Kimball, MN about 4 miles away.

South Haven: the sourced local profile

The figures below are South Haven's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: about 183, ranked 662nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 1.1% between 2020 and 2023.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 22% of the places in Minnesota, with 183 residents in South Haven.
• Density: roughly 288 residents per square mile, spread over 0.6 sq mi of land.
• By land area: South Haven ranks 638th among Minnesota's 853 places, at 0.6 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in South Haven (183 people).
• National standing: South Haven ranks 16,746th of 19,457 US places.
• Growth rank: South Haven's 2020-to-2023 change ranks 484th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against South Haven's 1.1%.
• Density rank: South Haven places 623rd among Minnesota's places by people per square mile.
• Density in context: South Haven's 288 people per square mile sit against a Minnesota median of 607.
• Location: 45.2927, -94.2174 (US Census Bureau Gazetteer).
• Nearest larger cities: Kimball (4 mi); Annandale (5 mi); Kingston (8 mi); Watkins (10 mi); Maple Lake (11 mi). Lenders licensed in the state serve South Haven whether or not they keep a local branch.
• Nearest smaller places: Roscoe (23 mi); Cedar Mills (28 mi); Lake Henry (30 mi).
• Within a 50-mile radius: 14 smaller Census places.
• Larger places within 100 miles: 429.

Before you apply in South Haven

Before you apply in South Haven, a community of about 183, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is South Haven-specific: the same Minnesota licensing and disclosure rules reach all 183 residents.

Borrowing reach in South Haven

South Haven is a lightly settled community of about 183 people, with 153 larger places inside a 50-mile radius. Distance to a branch rarely matters for South Haven's 183 residents: the application is online and the price follows your credit file. The nearest larger city, Kimball, MN about 4 miles away.

How South Haven compares across Minnesota

Against Minnesota's other places, South Haven accounts for about 0.0% of the state's population and ranks 662nd of 853 by size. For population change between 2020 and 2023, South Haven ranks 484th of 853 in Minnesota (about the 43th percentile). At about 288 people per square mile, South Haven is the 623rd most densely settled place in Minnesota. Within 50 miles sit 14 smaller Census places, alongside the 153 that are larger.

South Haven: area, density and distance

Inside South Haven's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 288 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 52 miles. South Haven has 153 larger places within a 50-mile radius. Within the same 50 miles lie 14 smaller Census places.

How Minnesota law applies in South Haven

Below are the Minnesota rules that apply to a loan made in South Haven, each with the regulator that issued it.