Personal loans in Sonora, CA

Sonora lost roughly 1.8% of its population across the 2020-to-2023 comparison. Consumer lending that reaches Sonora's 4,917 residents is governed by California statute; no city ordinance changes it. Verify the lender's California licence against the regulator named below before borrowing in Sonora. The closest larger place is Oakdale, CA about 30 miles away.

Sonora: the sourced local profile

The figures below are Sonora's own — Census population, land area and coordinates — followed by the California rules.

• Population: about 4,917 people live here, which puts Sonora 430th of 482 Census places in California (Vintage 2023).
• Population trend: A drop of about 1.8% from 2020 to 2023.
• Net change: roughly 92 fewer people than the 2020 Census counted.
• Size percentile: with 4,917 residents, Sonora is larger than about 11% of California's Census places.
• Population density: about 1,555 people per square mile (Census land area 3.2 sq mi).
• Land area rank: Sonora's 3.2 square miles rank 377th of 482 places in California.
• Water area: Sonora has 0.01 square miles of water, ranking 287th of 482 places in California.
• State share: roughly 0.0% of California's residents live in Sonora (4,917 people).
• Nationally: Sonora is the 4,880th-largest of 19,457 Census places in the dataset.
• Growth rank: Sonora's 2020-to-2023 change ranks 230th of 482 places in California.
• Versus California: the state average change is -1.3%, while Sonora moved 1.8%.
• Density in California: Sonora ranks 401st by people per square mile.
• Against the state median: Sonora runs about 1,555 residents per square mile, where the California median is 3,455.
• Location: it lies at 37.9817, -120.3828 in the Census Gazetteer.
• Nearest larger cities: Oakdale (30 mi); Waterford (31 mi); Jackson (33 mi); Riverbank (35 mi); Escalon (36 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Angels (11 mi); Sutter Creek (36 mi); Amador City (39 mi).
• Within a 50-mile radius: 4 smaller Census places.
• Within 100 miles: 89 places are larger than Sonora.

Lender access in Sonora

Sonora is moderately settled, with about 1,555 people per square mile and 15 larger places within 50 miles. What is available to Sonora's 4,917 borrowers is set by California licensing and your own credit, not by how many branches are nearby. The nearest larger city, Oakdale, CA about 30 miles away.

The state rulebook for Sonora

The rows below set out what a licensed lender must follow in California, and so for Sonora's roughly 4,917 residents.

Sonora on the map

Inside Sonora's boundaries lie roughly 3.2 square miles of land and 0.01 square miles of water. The resulting density is about 1,555 people per square mile. Los Angeles, the largest place in California, is about 295 miles from Sonora. Within 50 miles of Sonora there are 15 larger Census places. By land area it ranks 377th of 482 California places.

How Sonora compares across California

Set beside California's 482 places, Sonora ranks 430th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Sonora ranks 230th of 482 in California (about the 52th percentile). Its roughly 1,555 residents per square mile place it 401st among California's places. The population moved by about 92 people between 2020 and 2023, a 1.8% shift.

How personal loans work in Sonora

Sonora is a small community of about 4,917 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Sonora's rank of 430th in California: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Sonora decides the split between a comfortable payment and the total interest you pay.