Personal loans in Smithfield, NE

The first question in Smithfield is not the rate on offer but whether the payment fits; about 59 people live here under Nebraska lending law. Every figure below is Nebraska's own, applied to Smithfield's 59 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Smithfield's 59 residents. For a bigger market, look to Elwood, NE about 6 miles away.

Smithfield: population, trend and location

Set out below is Smithfield's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 59 residents in Smithfield (Vintage 2023 subcounty estimate), the 465th-largest figure among Nebraska's 527 places.
• Population trend: The 2020-to-2023 change is negative, near 1.7%.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: with 59 residents, Smithfield is larger than about 12% of Nebraska's Census places.
• Density: the Census land area of 0.2 sq mi holds about 349 people per square mile.
• By land area: Smithfield ranks 447th among Nebraska's 527 places, at 0.2 sq mi.
• Share of state population: Smithfield's 59 residents are about 0.0% of Nebraska.
• Nationally: Smithfield is the 18,846th-largest of 19,457 Census places in the dataset.
• Growth in Nebraska: Smithfield stands 344th by percentage change from 2020 to 2023, among 527 places.
• Versus Nebraska: the state average change is -0.6%, while Smithfield moved 1.7%.
• Density rank: Smithfield places 432nd among Nebraska's places by people per square mile.
• Density vs Nebraska: Smithfield's 349 people per square mile compare with a state median of 830.
• Location: the Census Gazetteer records it at 40.5733, -99.7409.
• Nearest larger cities: Elwood (6 mi); Bertrand (7 mi); Loomis (14 mi); Lexington (14 mi); Overton (16 mi). Larger metros often have more branches, but online lenders reach Smithfield on the same terms.
• Smaller communities within reach: Ragan (30 mi); Hendley (33 mi); Stockville (34 mi).
• Within a 50-mile radius: 6 smaller Census places.
• Larger places within 100 miles: 169.

How lenders reach Smithfield

Smithfield is a lightly settled community of about 59 people, with 48 larger places inside a 50-mile radius. Distance to a branch rarely matters for Smithfield's 59 residents: the application is online and the price follows your credit file. The nearest bigger place is Elwood, NE about 6 miles away.

Before you apply in Smithfield

These steps shape the offer you get in Smithfield, a place of about 59 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Nebraska licence by checking the regulator named above.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Smithfield and the rest of Nebraska is not the process but the borrower's own file, among the 59 people here.

The geography behind Smithfield

Inside Smithfield's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 349 people per square mile. The state's population centre of gravity, Omaha, is roughly 198 miles away. Counting outward 50 miles, 48 larger communities surround Smithfield. Within the same 50 miles lie 6 smaller Census places.

How Smithfield compares across Nebraska

Smithfield is the 465th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Smithfield ranks 344th of 527 in Nebraska (about the 35th percentile). Its roughly 349 residents per square mile place it 432nd among Nebraska's places. Between 2020 and 2023 the count changed by roughly 1 residents.

The Nebraska lending rules that reach Smithfield

For the roughly 59 residents of Smithfield, the rules below are Nebraska's own; each row carries its publisher and retrieval date.