Personal loans in Slick, OK
Slick gained roughly 3.2% in population across the 2020-to-2023 comparison. About 159 people live in Slick, placing it 461st of 590 Census places in Oklahoma.
If you are weighing a personal loan in Slick, start from the payment you can carry; its 159 residents face the same statewide rules. For a community of about 159, the practical step is to compare APR across at least three lenders before committing. Rate ceilings, licensing requirements and product limits for Slick are all set at the Oklahoma level. The nearest larger city is Bristow, OK about 8 miles away.
What the Census records for Slick
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: the Census counts 159 residents in Slick (Vintage 2023 subcounty estimate), the 461st-largest figure among Oklahoma's 590 places.
- Population trend: About 3.2% above the 2020 Census base.
- Absolute change: 5 residents added between 2020 and 2023.
- Size percentile: about 22% of Oklahoma communities are smaller than Slick (159 residents).
- Population density: about 23 people per square mile (Census land area 7.0 sq mi).
- Land area: Slick covers 7.0 square miles, the 113th-largest area among Oklahoma's 590 places.
- Water: Slick holds about 0.09 square miles, the 83rd-largest water area in Oklahoma.
- Share of state population: Slick's 159 residents are about 0.0% of Oklahoma.
- National rank: Slick sits 17,145th by population among the 19,457 places in this dataset.
- Growth rank: Slick's 2020-to-2023 change ranks 114th of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Slick moved 3.2%.
- Density rank: Slick places 574th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Slick's 23 people per square mile compare with a state median of 546.
- Location: coordinates 35.7788, -96.2648 (US Census Bureau Gazetteer).
- Nearest larger cities: Bristow (8 mi); Beggs (11 mi); Mounds (13 mi); Kellyville (14 mi); Depew (14 mi). Lenders licensed in the state serve Slick whether or not they keep a local branch.
- Smaller communities within reach: Liberty (16 mi); IXL (19 mi); Lawrence Creek (23 mi).
- Within a 50-mile radius: 33 smaller Census places.
- Larger places within 100 miles: 270.
Borrowing reach in Slick
At roughly 23 people per square mile, Slick is sparsely settled; 73 larger places lie within 50 miles. What is available to Slick's 159 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bristow, OK about 8 miles away.
The Slick borrowing checklist
For Slick's roughly 159 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
In Slick as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 159 residents.
The state rulebook for Slick
Oklahoma has no separate rate rule for Slick; the sourced rows below are what reach every lender that serves its 159 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Slick on the map
Inside Slick's boundaries lie roughly 7.0 square miles of land and 0.09 square miles of water. With 159 residents, the land area yields roughly 23 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 73 miles away. Counting outward 50 miles, 73 larger communities surround Slick. The 100-mile radius contains 270 larger places.
Inside a Slick personal loan
With roughly 159 residents, Slick is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Slick lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Slick loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Slick if my credit is poor?
What loan size can I expect in Slick?
Do I have to pledge anything to borrow in Slick?
Does comparing loans in Slick cost me credit score points?
Nearby places
- Bristow, OK — population 4,258
- Beggs, OK — population 1,186
- Kellyville, OK — population 1,034
- Mounds, OK — population 971
- Depew, OK — population 413
- Sapulpa, OK — population 22,981
- Winchester, OK — population 556
- Kiefer, OK — population 2,255