Personal loans in Slaughter, LA
A personal loan in Slaughter is priced from your credit file and income, not from the fact that the city holds 1,006 people. When Louisiana caps or restricts a product, lenders either change the terms or withdraw it from Slaughter as from the rest of the state. Slaughter is one of 302 Census places in Louisiana; its 1,006 residents put it at 153rd. Rate-shopping from Slaughter costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Slaughter shed about 2.6% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Zachary, LA about 5 miles away.
Slaughter by the numbers
Set out below is Slaughter's local context next to the state-level rules that reach every lender here.
- Population: 1,006 residents; Slaughter is the 153rd-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
- Net change: roughly 27 fewer people than the 2020 Census counted.
- Size percentile: about 49% of Louisiana's Census places are smaller than Slaughter.
- Density: roughly 184 residents per square mile, spread over 5.5 sq mi of land.
- Land area: Slaughter covers 5.5 square miles, the 71st-largest area among Louisiana's 302 places.
- State population share: Slaughter accounts for about 0.1% of everyone in Louisiana.
- National rank: Slaughter sits 10,176th by population among the 19,457 places in this dataset.
- Growth in Louisiana: Slaughter stands 138th by percentage change from 2020 to 2023, among 302 places.
- Versus Louisiana: the state average change is -2.1%, while Slaughter moved 2.6%.
- Density in Louisiana: Slaughter ranks 243rd by people per square mile.
- Against the state median: Slaughter runs about 184 residents per square mile, where the Louisiana median is 534.
- Location: mapped by the US Census Bureau at 30.7276, -91.1361.
- Nearest larger cities: Zachary (5 mi); Jackson (9 mi); Baker (10 mi); Clinton (12 mi); Central (13 mi). Larger metros often have more branches, but online lenders reach Slaughter on the same terms.
- Smaller communities within reach: Wilson (14 mi); Norwood (17 mi); Morganza (27 mi).
- Within a 50-mile radius: 22 smaller Census places.
- At 100 miles: 112 larger Census places fall inside that radius.
How a Slaughter personal loan is priced
A Slaughter personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,006 residents. A lender serving Slaughter's 1,006 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Slaughter decides the split between a comfortable payment and the total interest you pay.
A pre-application checklist for Slaughter
Before you apply in Slaughter, a community of about 1,006, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Louisiana licence by checking the regulator named above.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Slaughter-specific: the same Louisiana licensing and disclosure rules reach all 1,006 residents.
Land, water and location for Slaughter
The Census Gazetteer records about 5.5 square miles of land within Slaughter, with no significant water area listed. With 1,006 residents, the land area yields roughly 184 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 85 miles. Counting outward 50 miles, 32 larger communities surround Slaughter. By land area it ranks 71st of 302 Louisiana places.
What Louisiana law requires in Slaughter
For the roughly 1,006 residents of Slaughter, the rules below are Louisiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
Borrowing reach in Slaughter
Slaughter is a lightly settled community of about 1,006 people, with 32 larger places inside a 50-mile radius. What is available to Slaughter's 1,006 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Zachary, LA about 5 miles away.
Common questions
What are my options in Slaughter if my credit is poor?
What loan size can I expect in Slaughter?
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Does comparing loans in Slaughter cost me credit score points?
Nearby places
- Zachary, LA — population 19,968
- Jackson, LA — population 3,950
- Baker, LA — population 12,057
- Clinton, LA — population 1,311
- Central, LA — population 29,781
- Wilson, LA — population 355
- St. Francisville, LA — population 1,517
- Norwood, LA — population 271