Personal loans in Silver City, MS

Borrowing in Silver City: the local picture

Two layers matter for a Silver City borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: a Census-estimated 163, 277th among Mississippi's 299 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 28.2%.
• People gained or lost: about 64 fewer since the 2020 base.
• Size percentile: about 7% of Mississippi's Census places are smaller than Silver City.
• Population density: about 270 people per square mile (Census land area 0.6 sq mi).
• Land area: Silver City covers 0.6 square miles, the 270th-largest area among Mississippi's 299 places.
• Water: Silver City holds about 0.02 square miles, the 102nd-largest water area in Mississippi.
• State population share: Silver City accounts for about 0.0% of everyone in Mississippi.
• National standing: Silver City ranks 17,085th of 19,457 US places.
• Growth in Mississippi: Silver City stands 299th by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Silver City moved 28.2%.
• Density in Mississippi: Silver City ranks 225th by people per square mile.
• Density in context: Silver City's 270 people per square mile sit against a Mississippi median of 434.
• Location: 33.0937, -90.4990 (Census Gazetteer coordinates).
• Nearest larger cities: Belzoni (6 mi); Louise (9 mi); Isola (13 mi); Yazoo City (17 mi); Tchula (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Eden (13 mi); Satartia (29 mi); Doddsville (39 mi).
• Smaller neighbours: 5 places smaller than Silver City sit within 50 miles.
• At 100 miles: 184 larger Census places fall inside that radius.

Lender access in Silver City

Silver City is lightly settled, with about 270 people per square mile and 47 larger places within 50 miles. Whether Silver City has a local branch or not, a Mississippi-licensed lender can serve its 163 people online on the same terms. The nearest larger city, Belzoni, MS about 6 miles away.

What to do before borrowing in Silver City

Before you hand your details to a lender in Silver City, where the population is near 163:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Mississippi; what changes is your credit file, not the fact that Silver City holds 163 people.

Silver City's place among Mississippi's 299 places

Set beside Mississippi's 299 places, Silver City ranks 277th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Silver City stands 299th among Mississippi's 299 places — roughly the 0th percentile. Its roughly 270 residents per square mile place it 225th among Mississippi's places. The population moved by about 64 people between 2020 and 2023, a 28.2% shift.

What Mississippi law requires in Silver City

The rows below set out what a licensed lender must follow in Mississippi, and so for Silver City's roughly 163 residents.

Silver City on the map

Silver City covers about 0.6 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). With 163 residents, the land area yields roughly 270 people per square mile. For the state's biggest city, Jackson, the distance is roughly 56 miles. Silver City has 47 larger places within a 50-mile radius. The 100-mile radius contains 184 larger places.