Personal loans in Sevierville, TN
Sevierville is a small town of about 18,102 residents, and a personal loan taken out here is governed by Tennessee statute.
Which products a lender may offer to Sevierville's 18,102 residents follows from the Tennessee consumer-lending framework. Sevierville is home to roughly 18,102 people and stands 33rd by size out of 344 Census places in Tennessee. Work out your debt-to-income ratio first; lenders weigh it heavily, and Sevierville's 18,102 residents are no exception. Sevierville added about 1.2% to its population between the 2020 base and the 2023 estimate. For a bigger market, look to Knoxville, TN about 21 miles away.
Sevierville by the numbers
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: about 18,102 people live here, which puts Sevierville 33rd of 344 Census places in Tennessee (Vintage 2023).
- Population trend: Roughly 1.2% more residents than the 2020 Census counted.
- Absolute change: 222 residents added between 2020 and 2023.
- Size percentile: Sevierville's 18,102 people outrank roughly 90% of the places in Tennessee.
- Density: roughly 744 residents per square mile, spread over 24.3 sq mi of land.
- Land area rank: Sevierville's 24.3 square miles rank 30th of 344 places in Tennessee.
- Water: Sevierville holds about 0.13 square miles, the 48th-largest water area in Tennessee.
- Share of Tennessee: Sevierville holds about 0.5% of the state's population, some 18,102 people.
- National rank: Sevierville is 2,050th of 19,457 places nationwide.
- Growth rank: Sevierville's 2020-to-2023 change ranks 190th of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Sevierville moved 1.2%.
- Density rank: Sevierville is the 125th most densely settled place in Tennessee.
- Density vs Tennessee: Sevierville's 744 people per square mile compare with a state median of 553.
- Location: 35.8897 / -83.5799, per the US Census Bureau Gazetteer.
- Nearest larger cities: Knoxville (21 mi); Maryville (24 mi); Morristown (27 mi); Farragut (34 mi); Oak Ridge (40 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Pigeon Forge (6 mi); Gatlinburg (12 mi); Dandridge (13 mi).
- Smaller neighbours: 56 places smaller than Sevierville sit within 50 miles.
- Larger places within 100 miles: 12.
How personal loans work in Sevierville
Sevierville is a small town of about 18,102 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Sevierville lender to disclose the APR and finance charge before you sign. The term you choose in Sevierville decides the split between a comfortable payment and the total interest you pay.
The geography behind Sevierville
Sevierville's land area is about 24.3 square miles; a further 0.13 square miles is water. That land carries about 744 people per square mile. For the state's biggest city, Memphis, the distance is roughly 363 miles. Sevierville has 5 larger places within a 50-mile radius. The 100-mile radius contains 12 larger places.
Borrowing reach in Sevierville
Sevierville is moderately settled, with about 744 people per square mile and 5 larger places within 50 miles. Distance to a branch rarely matters for Sevierville's 18,102 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Knoxville, TN about 21 miles away.
Sevierville against the rest of Tennessee
Sevierville is the 33rd-largest of 344 Census places in Tennessee and contains about 0.5% of the state's people. On the 2020-to-2023 trend, Sevierville stands 190th among Tennessee's 344 places — roughly the 45th percentile. Its roughly 744 residents per square mile place it 125th among Tennessee's places. In land area, Sevierville ranks 30th among Tennessee's 344 places.
What Tennessee law requires in Sevierville
Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Sevierville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Common questions
What are my options in Sevierville if my credit is poor?
What loan size can I expect in Sevierville?
Do I have to pledge anything to borrow in Sevierville?
Does comparing loans in Sevierville cost me credit score points?
Nearby places
- Pigeon Forge, TN — population 6,357
- Gatlinburg, TN — population 3,701
- Dandridge, TN — population 3,617
- New Market, TN — population 1,383
- Pittman Center, TN — population 461
- Jefferson City, TN — population 8,761
- Townsend, TN — population 616
- Blaine, TN — population 2,139