Personal loans in Sedan, KS

An estimated 989 people make their home in Sedan, a figure that ranks 194th in Kansas. For a bigger market, look to Caney, KS about 16 miles away. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Sedan as from the rest of the state. Rate-shopping from Sedan costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Sedan: population, trend and location

Most of what governs a Sedan loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 989 residents in Sedan (Vintage 2023 subcounty estimate), the 194th-largest figure among Kansas's 625 places.
• Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
• People gained or lost: about 14 fewer since the 2020 base.
• Size percentile: roughly 69% of Kansas places rank below Sedan.
• Population density: about 1,203 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Sedan ranks 240th among Kansas's 625 places, at 0.8 sq mi.
• Share of state population: Sedan's 989 residents are about 0.0% of Kansas.
• National rank: Sedan sits 10,252nd by population among the 19,457 places in this dataset.
• Growth in Kansas: Sedan stands 336th by percentage change from 2020 to 2023, among 625 places.
• Versus Kansas: the state average change is -1.0%, while Sedan moved 1.4%.
• Density rank: Sedan places 153rd among Kansas's places by people per square mile.
• Against the state median: Sedan runs about 1,203 residents per square mile, where the Kansas median is 764.
• Location: the Census Gazetteer records it at 37.1285, -96.1848.
• Nearest larger cities: Caney (16 mi); Independence (27 mi); Dewey (27 mi); Bartlesville (30 mi); Coffeyville (30 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Peru (6 mi); Chautauqua (7 mi); Elgin (10 mi), each with its own Census population profile.
• Smaller places within 50 miles: 50 of them.
• Larger places within 100 miles: 121.

Which Kansas laws govern a loan in Sedan

This table holds the Kansas rate and licensing rules for consumer loans made to Sedan's 989 residents.

A pre-application checklist for Sedan

Before you apply in Sedan, a community of about 989, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Kansas licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Kansas; what changes is your credit file, not the fact that Sedan holds 989 people.

Sedan on the map

Sedan's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,203 people per square mile. For the state's biggest city, Wichita, the distance is roughly 75 miles. A 50-mile radius around Sedan takes in 16 places that are larger. The 100-mile radius contains 121 larger places.

How personal loans work in Sedan

With roughly 989 residents, Sedan is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Sedan's rank of 194th in Kansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Sedan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Sedan in state context

Among Kansas's 625 places, Sedan sits at 194th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Sedan ranks 336th of 625 in Kansas (about the 46th percentile). Its roughly 1,203 residents per square mile place it 153rd among Kansas's places. The population moved by about 14 people between 2020 and 2023, a 1.4% shift.