Personal loans in Sawyer, OK
The Census counts 339 people in Sawyer, the 362nd-largest figure among Oklahoma's 590 places. If you are weighing a personal loan in Sawyer, start from the payment you can carry; its 339 residents face the same statewide rules.
The trend for Sawyer between 2020 and 2023 is upward by roughly 0.6%. Judge Sawyer offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Sawyer's 339 residents is governed by Oklahoma statute; no city ordinance changes it. The nearest larger metro is Fort Towson, OK about 6 miles away.
Sawyer: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.
- Population: about 339 people live here, which puts Sawyer 362nd of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: Growth of about 0.6% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: bigger than about 39% of the places in Oklahoma, with 339 residents in Sawyer.
- Population density: about 40 people per square mile (Census land area 8.6 sq mi).
- Land area: Sawyer covers 8.6 square miles, the 96th-largest area among Oklahoma's 590 places.
- Water: Sawyer holds about 0.09 square miles, the 82nd-largest water area in Oklahoma.
- Share of Oklahoma: Sawyer holds about 0.0% of the state's population, some 339 people.
- National rank: Sawyer sits 14,697th by population among the 19,457 places in this dataset.
- Growth rank: Sawyer's 2020-to-2023 change ranks 292nd of 590 places in Oklahoma.
- Against the state trend: Sawyer's 0.6% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density in Oklahoma: Sawyer ranks 562nd by people per square mile.
- Density vs Oklahoma: Sawyer's 40 people per square mile compare with a state median of 546.
- Location: mapped by the US Census Bureau at 34.0187, -95.3785.
- Nearest larger cities: Fort Towson (6 mi); Hugo (8 mi); Valliant (17 mi); Antlers (20 mi); Wright City (22 mi). Living near a larger metro rarely changes what is available in Sawyer.
- Smaller communities within reach: Rattan (12 mi); Soper (18 mi); Millerton (20 mi).
- Within a 50-mile radius: 14 smaller Census places.
- At 100 miles: 195 larger Census places fall inside that radius.
Sawyer's place among Oklahoma's 590 places
Within Oklahoma, Sawyer holds roughly 0.0% of all residents, the 362nd-largest share among 590 places. For population change between 2020 and 2023, Sawyer ranks 292nd of 590 in Oklahoma (about the 51th percentile). At about 40 people per square mile, Sawyer is the 562nd most densely settled place in Oklahoma. The population moved by about 2 people between 2020 and 2023, a 0.6% shift.
Getting a loan in Sawyer
With about 40 residents per square mile, Sawyer is sparsely settled, and 25 larger Census places sit within 50 miles. Whether Sawyer has a local branch or not, a Oklahoma-licensed lender can serve its 339 people online on the same terms. For a larger market, the closest option is Fort Towson, OK about 6 miles away.
Oklahoma consumer-lending rules applied in Sawyer
Read the table as a lender's compliance picture for Sawyer: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Inside a Sawyer personal loan
Most loans made to Sawyer's 339 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Sawyer lender to disclose the APR and finance charge before you sign. Shortening the term on a Sawyer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Sawyer sits
Inside Sawyer's boundaries lie roughly 8.6 square miles of land and 0.09 square miles of water. The resulting density is about 40 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 157 miles. A 50-mile radius around Sawyer takes in 25 places that are larger. By land area it ranks 96th of 590 Oklahoma places.
Common questions
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Nearby places
- Fort Towson, OK — population 496
- Hugo, OK — population 5,190
- Rattan, OK — population 280
- Valliant, OK — population 806
- Soper, OK — population 228
- Antlers, OK — population 2,193
- Sun Valley, TX — population 73
- Blossom, TX — population 1,456