Personal loans in San Jose, IL

A 2020-to-2023 comparison shows San Jose down by about 4.0%. Compare APR, not the interest rate, because the APR folds in most fees on a San Jose loan. The next larger city is Delavan, IL about 6 miles away. State law, not city hall, decides what a lender may do to San Jose's roughly 461 residents, and a state regulator supervises it.

San Jose: the sourced local profile

San Jose is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 461 residents; San Jose is the 888th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 4.0% since the 2020 count.
• Net change: roughly 19 fewer people than the 2020 Census counted.
• Size percentile: about 31% of Illinois's Census places are smaller than San Jose.
• Density: roughly 1,114 residents per square mile, spread over 0.4 sq mi of land.
• Land area: San Jose covers 0.4 square miles, the 1,084th-largest area among Illinois's 1,294 places.
• State share: roughly 0.0% of Illinois's residents live in San Jose (461 people).
• National rank: San Jose is 13,508th of 19,457 places nationwide.
• Growth in Illinois: San Jose stands 1,121st by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against San Jose's 4.0%.
• Density rank: San Jose is the 585th most densely settled place in Illinois.
• Density in context: San Jose's 1,114 people per square mile sit against a Illinois median of 993.
• Location: latitude 40.3051, longitude -89.6048 (Census Gazetteer).
• Nearest larger cities: Delavan (6 mi); Green Valley (7 mi); Mason City (9 mi); Manito (12 mi); Hopedale (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Emden (6 mi); New Holland (8 mi); Hartsburg (9 mi).
• Smaller places within 50 miles: 51 of them.
• At 100 miles: 365 larger Census places fall inside that radius.

San Jose's place among Illinois's 1,294 places

Against Illinois's other places, San Jose accounts for about 0.0% of the state's population and ranks 888th of 1,294 by size. On the 2020-to-2023 trend, San Jose stands 1,121st among Illinois's 1,294 places — roughly the 13th percentile. Its roughly 1,114 residents per square mile place it 585th among Illinois's places. Between 2020 and 2023 the count changed by roughly 19 residents.

The Illinois lending rules that reach San Jose

Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a San Jose lender must follow.

Borrowing reach in San Jose

San Jose is moderately settled, with about 1,114 people per square mile and 100 larger places within 50 miles. Distance to a branch rarely matters for San Jose's 461 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Delavan, IL about 6 miles away.

How personal loans work in San Jose

With roughly 461 residents, San Jose is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in San Jose can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a San Jose loan is knowable in advance — unlike a revolving card balance.

San Jose on the map

San Jose covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,114 people per square mile. Chicago, the largest place in Illinois, is about 146 miles from San Jose. A 50-mile radius around San Jose takes in 100 places that are larger. The 100-mile radius contains 365 larger places.