Personal loans in San Jon, NM

Decide the purpose of the loan and your repayment plan before sharing any details with a San Jon lender. The 2020 count to the 2023 estimate shows about 2.6% decline in San Jon. Lenders active in San Jon report to a New Mexico supervisor, identified in the sourced rows below. The nearest larger city is Logan, NM about 18 miles away.

Borrowing in San Jon: the local picture

Two layers matter for a San Jon borrower: the local population picture and New Mexico's consumer-lending statutes.

• Population: about 190 people live here, which puts San Jon 88th of 105 Census places in New Mexico (Vintage 2023).
• Population trend: About 2.6% below the 2020 Census base.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: roughly 16% of New Mexico's places have fewer residents than San Jon's 190.
• Population density: 65 people per square mile on 2.9 square miles of land.
• By land area: San Jon ranks 64th among New Mexico's 105 places, at 2.9 sq mi.
• Within New Mexico: about 0.0% of the state's population lives in San Jon.
• National rank: San Jon is the 16,629th most populous of the 19,457 Census places covered here.
• Growth in New Mexico: San Jon stands 82nd by percentage change from 2020 to 2023, among 105 places.
• State comparison: New Mexico's places average -0.8% for 2020-to-2023, against San Jon's 2.6%.
• Density in New Mexico: San Jon ranks 96th by people per square mile.
• Density in context: San Jon's 65 people per square mile sit against a New Mexico median of 475.
• Location: the Census Gazetteer records it at 35.1113, -103.3363.
• Nearest larger cities: Logan (18 mi); Tucumcari (21 mi); Clovis (47 mi); Friona (48 mi); Bovina (48 mi). Lenders licensed in the state serve San Jon whether or not they keep a local branch.
• Smaller places nearby: Grady (20 mi); Adrian (39 mi); House (45 mi).
• Smaller places within 50 miles: 3 of them.
• Within 100 miles: 36 places are larger than San Jon.

How lenders reach San Jon

With about 65 residents per square mile, San Jon is sparsely settled, and 6 larger Census places sit within 50 miles. Lenders licensed in New Mexico reach San Jon's 190 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Logan, NM about 18 miles away.

San Jon's place among New Mexico's 105 places

Against New Mexico's other places, San Jon accounts for about 0.0% of the state's population and ranks 88th of 105 by size. For population change between 2020 and 2023, San Jon ranks 82nd of 105 in New Mexico (about the 22th percentile). By density, at about 65 people per square mile, it ranks 96th in New Mexico. By land area, its 2.9 square miles rank 64th of 105 places in New Mexico.

Where San Jon sits

San Jon's land area is roughly 2.9 square miles, and the Gazetteer records no significant water area within it. That land carries about 65 people per square mile. For the state's biggest city, Albuquerque, the distance is roughly 187 miles. Within 50 miles of San Jon there are 6 larger Census places. The 100-mile radius contains 36 larger places.

The anatomy of a San Jon personal loan

In San Jon, a small community of about 190, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in San Jon can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a San Jon loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for San Jon

Below are the New Mexico rules that apply to a loan made in San Jon, each with the regulator that issued it.