Personal loans in Salisbury, MO
With an estimated 1,567 residents, Salisbury is the 274th-largest of 937 places in Missouri. In Salisbury, one of 937 Census places in Missouri, the figure to compare across lenders is the APR, not the advertised rate.
A 2020-to-2023 comparison shows Salisbury down by about 0.2%. Compare APR, not the interest rate, because the APR folds in most fees on a Salisbury loan. Rate ceilings, licensing requirements and product limits for Salisbury are all set at the Missouri level. The next larger city is Moberly, MO about 20 miles away.
Where Salisbury stands
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: 1,567 residents; Salisbury is the 274th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.2% from 2020 to 2023.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: about 71% of Missouri communities are smaller than Salisbury (1,567 residents).
- Population density: about 1,171 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Salisbury ranks 343rd among Missouri's 937 places, at 1.3 sq mi.
- Share of state population: Salisbury's 1,567 residents are about 0.0% of Missouri.
- National standing: Salisbury ranks 8,543rd of 19,457 US places.
- Growth rank: Salisbury's 2020-to-2023 change ranks 558th of 937 places in Missouri.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Salisbury's 0.2%.
- Density in Missouri: Salisbury ranks 227th by people per square mile.
- Density in context: Salisbury's 1,171 people per square mile sit against a Missouri median of 743.
- Location: 39.4233, -92.8024 (Census Gazetteer coordinates).
- Nearest larger cities: Moberly (20 mi); Slater (20 mi); Fayette (20 mi); Marceline (22 mi); Macon (28 mi). Lenders licensed in the state serve Salisbury whether or not they keep a local branch.
- Smaller places nearby: Keytesville (7 mi); Clifton Hill (7 mi); Dalton (10 mi).
- Smaller neighbours: 77 places smaller than Salisbury sit within 50 miles.
- Within 100 miles: 92 places are larger than Salisbury.
How Missouri law applies in Salisbury
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Salisbury lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
What a Salisbury borrower is actually offered
In Salisbury, a small community of about 1,567, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Salisbury's rank of 274th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Salisbury loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Salisbury sits
Salisbury's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,171 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 96 miles. Counting outward 50 miles, 13 larger communities surround Salisbury. Within the same 50 miles lie 77 smaller Census places.
Salisbury's place among Missouri's 937 places
Among Missouri's 937 places, Salisbury sits at 274th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Salisbury stands 558th among Missouri's 937 places — roughly the 40th percentile. Its roughly 1,171 residents per square mile place it 227th among Missouri's places. By land area, its 1.3 square miles rank 343rd of 937 places in Missouri.
How lenders reach Salisbury
At roughly 1,171 people per square mile, Salisbury is moderately settled; 13 larger places lie within 50 miles. A Missouri licence lets a lender serve Salisbury without a local office, so branch density does not change what its 1,567 residents are offered. The nearest bigger place is Moberly, MO about 20 miles away.
Common questions
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What loan size can I expect in Salisbury?
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Nearby places
- Keytesville, MO — population 445
- Clifton Hill, MO — population 86
- Armstrong, MO — population 241
- Dalton, MO — population 7
- Glasgow, MO — population 1,079
- Huntsville, MO — population 1,357
- Gilliam, MO — population 175
- Fayette, MO — population 2,805