Personal loans in Salamonia, IN
When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Salamonia as from the rest of the state.
If you are weighing a personal loan in Salamonia, start from the payment you can carry; its 148 residents face the same statewide rules. Salamonia is one of 565 Census places in Indiana; its 148 residents put it at 526th. Salamonia lost roughly 1.3% of its population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Salamonia. The next larger city is Fort Recovery, OH about 5 miles away.
What the Census records for Salamonia
Most of what governs a Salamonia loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: about 148, ranked 526th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.3% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Salamonia sits ahead of around 7% of Indiana places, at 148 people.
- Density: the Census land area of 0.7 sq mi holds about 202 people per square mile.
- Land area: Salamonia covers 0.7 square miles, the 328th-largest area among Indiana's 565 places.
- Share of Indiana: Salamonia holds about 0.0% of the state's population, some 148 people.
- National standing: Salamonia ranks 17,316th of 19,457 US places.
- Growth rank: Salamonia ranks 488th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Salamonia's 1.3% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Salamonia is the 554th most densely settled place in Indiana.
- Against the state median: Salamonia runs about 202 residents per square mile, where the Indiana median is 1,375.
- Location: mapped by the US Census Bureau at 40.3860, -84.8649.
- Nearest larger cities: Fort Recovery (5 mi); Portland (7 mi); Saratoga (11 mi); Ridgeville (11 mi); Bryant (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: New Weston (12 mi); Yorkshire (20 mi); Vera Cruz (25 mi) — useful context for the surrounding area.
- Smaller neighbours: 17 places smaller than Salamonia sit within 50 miles.
- Within 100 miles: 625 places are larger than Salamonia.
Which Indiana laws govern a loan in Salamonia
These are Indiana's sourced lending facts as they reach Salamonia's 148 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
What shapes a Salamonia personal loan
Salamonia is a small community of about 148 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Salamonia. A longer term lowers the monthly payment on a Salamonia loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Salamonia
With about 202 residents per square mile, Salamonia is lightly settled, and 162 larger Census places sit within 50 miles. Distance to a branch rarely matters for Salamonia's 148 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Fort Recovery, OH about 5 miles away.
Where Salamonia sits in Indiana
Within Indiana, Salamonia holds roughly 0.0% of all residents, the 526th-largest share among 565 places. For population change between 2020 and 2023, Salamonia ranks 488th of 565 in Indiana (about the 14th percentile). Its roughly 202 residents per square mile place it 554th among Indiana's places. In land area, Salamonia ranks 328th among Indiana's 565 places.
Salamonia on the map
The Census Gazetteer records about 0.7 square miles of land within Salamonia, with no significant water area listed. Spread across it are roughly 202 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 51 miles away. Counting outward 50 miles, 162 larger communities surround Salamonia. By land area it ranks 328th of 565 Indiana places.
Common questions
What are my options in Salamonia if my credit is poor?
What loan size can I expect in Salamonia?
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Does comparing loans in Salamonia cost me credit score points?
Nearby places
- Fort Recovery, OH — population 1,476
- Portland, IN — population 6,187
- Saratoga, IN — population 227
- Bryant, IN — population 234
- Ridgeville, IN — population 684
- Union City, IN — population 3,423
- Union City, OH — population 1,564
- Burkettsville, OH — population 265