Personal loans in Sahuarita, AZ
The first question in Sahuarita is not the rate on offer but whether the payment fits; about 36,356 people live here under Arizona lending law. Compare APR, not the interest rate, because the APR folds in most fees on a Sahuarita loan.
The Census counts 36,356 people in Sahuarita, the 28th-largest figure among Arizona's 91 places. Every figure below is Arizona's own, applied to Sahuarita's 36,356 residents, with the publisher and retrieval date attached. Sahuarita gained roughly 6.6% in population across the 2020-to-2023 comparison. For a bigger market, look to Tucson, AZ about 16 miles away.
Where Sahuarita stands
Sahuarita is a smaller city; the notes below cover its population profile and the statewide rules that apply.
- Population: 36,356 residents; Sahuarita is the 28th-largest of 91 places in Arizona (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 6.6% since the 2020 count.
- Net change: roughly 2,254 more people than the 2020 Census counted.
- Size percentile: Sahuarita's 36,356 people outrank roughly 69% of the places in Arizona.
- Population density: about 1,147 people per square mile (Census land area 31.7 sq mi).
- By land area: Sahuarita ranks 44th among Arizona's 91 places, at 31.7 sq mi.
- State population share: Sahuarita accounts for about 0.6% of everyone in Arizona.
- National rank: Sahuarita is the 1,106th most populous of the 19,457 Census places covered here.
- Growth in Arizona: Sahuarita stands 23rd by percentage change from 2020 to 2023, among 91 places.
- Versus Arizona: the state average change is +3.8%, while Sahuarita moved 6.6%.
- Density rank: Sahuarita is the 27th most densely settled place in Arizona.
- Density vs Arizona: Sahuarita's 1,147 people per square mile compare with a state median of 566.
- Location: 31.9322 / -110.9654, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tucson (16 mi); Oro Valley (34 mi); Marana (38 mi); Sierra Vista (46 mi); Casa Grande (82 mi). Lenders licensed in the state serve Sahuarita whether or not they keep a local branch.
- Smaller communities within reach: South Tucson (18 mi); Patagonia (30 mi); Benson (37 mi).
- Smaller neighbours: 5 places smaller than Sahuarita sit within 50 miles.
- At 100 miles: 7 larger Census places fall inside that radius.
Before you apply in Sahuarita
Before you hand your details to a lender in Sahuarita, where the population is near 36,356:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Arizona licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Sahuarita-specific: the same Arizona licensing and disclosure rules reach all 36,356 residents.
Where Sahuarita sits
Sahuarita's land area is roughly 31.7 square miles, and the Gazetteer records no significant water area within it. With 36,356 residents, the land area yields roughly 1,147 people per square mile. The state's population centre of gravity, Phoenix, is roughly 131 miles away. A 50-mile radius around Sahuarita takes in 4 places that are larger. By land area it ranks 44th of 91 Arizona places.
Borrowing reach in Sahuarita
Sahuarita is moderately settled, with about 1,147 people per square mile and 4 larger places within 50 miles. A Arizona licence lets a lender serve Sahuarita without a local office, so branch density does not change what its 36,356 residents are offered. The nearest larger city, Tucson, AZ about 16 miles away.
Sahuarita against the rest of Arizona
Against Arizona's other places, Sahuarita accounts for about 0.6% of the state's population and ranks 28th of 91 by size. On the 2020-to-2023 trend, Sahuarita stands 23rd among Arizona's 91 places — roughly the 75th percentile. At about 1,147 people per square mile, Sahuarita is the 27th most densely settled place in Arizona. Within 50 miles sit 5 smaller Census places, alongside the 4 that are larger.
Arizona consumer-lending rules applied in Sahuarita
The rows below set out what a licensed lender must follow in Arizona, and so for Sahuarita's roughly 36,356 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arizona Department of Insurance and Financial Institutions (DIFI) Source says: "The Arizona Department of Insurance and Financial Institutions (DIFI)". | Arizona Department of Insurance and Financial Institutions (DIFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year default; any rate may be agreed in writing (other than medical debt) Source says: "interest shall be at the rate of ten percent a year, unless a different rate is contracted for in writing". | Arizona State Legislature — A.R.S. § 44-1201 as of 2026-09-16 |
| Payday lending status | Not permitted — payday lending authorization expired June 30, 2010; DIFI no longer licenses payday lenders; consumer loans over 36% APR illegal since July 1, 2010 Source says: "The law allowing payday loans in Arizona expired on June 30, 2010. DIFI no longer licenses payday lenders." | Arizona Department of Insurance and Financial Institutions (DIFI) as of 2026-09-16 |
Common questions
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Nearby places
- Tucson, AZ — population 547,239
- South Tucson, AZ — population 4,521
- Patagonia, AZ — population 789
- Oro Valley, AZ — population 48,311
- Marana, AZ — population 58,430
- Nogales, AZ — population 19,702
- Benson, AZ — population 5,337
- Huachuca City, AZ — population 1,600