Personal loans in Russellville, AR

With roughly 29,338 residents, Russellville is a smaller city, and the lending rules its borrowers live under are written in Arkansas, not by the city. Read the disclosure for an origination fee and any prepayment penalty before signing in Russellville. A single loan can carry different costs on either side of a state line, and Russellville sits on the Arkansas side of that line. Population in Russellville climbed about 1.4% over the three years from 2020 to 2023. The nearest larger city is Conway, AR about 40 miles away.

Local context for Russellville

What follows is Russellville's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

• Population: about 29,338, ranked 16th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.4% above the 2020 Census base.
• Net change: roughly 401 more people than the 2020 Census counted.
• Size percentile: with 29,338 residents, Russellville is larger than about 97% of Arkansas's Census places.
• Population density: about 1,037 people per square mile (Census land area 28.3 sq mi).
• By land area: Russellville ranks 17th among Arkansas's 500 places, at 28.3 sq mi.
• Water area rank: Russellville ranks 81st among Arkansas's 500 places, with 0.06 sq mi.
• State population share: Russellville accounts for about 1.4% of everyone in Arkansas.
• Nationally: Russellville is the 1,342nd-largest of 19,457 Census places in the dataset.
• Growth in Arkansas: Russellville stands 151st by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Russellville's 1.4%.
• Density rank: Russellville is the 48th most densely settled place in Arkansas.
• Density in context: Russellville's 1,037 people per square mile sit against a Arkansas median of 386.
• Location: the Census Gazetteer records it at 35.2763, -93.1387.
• Nearest larger cities: Conway (40 mi); Hot Springs (55 mi); Benton (58 mi); Little Rock (58 mi); Sherwood (60 mi). Lenders licensed in the state serve Russellville whether or not they keep a local branch.
• Nearest smaller places: Dardanelle (4 mi); Pottsville (5 mi); London (7 mi).
• Smaller neighbours: 52 places smaller than Russellville sit within 50 miles.
• Within 100 miles: 12 places are larger than Russellville.

Russellville: area, density and distance

The Census Gazetteer records 28.3 square miles of land and 0.06 square miles of water within Russellville. With 29,338 residents, the land area yields roughly 1,037 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 58 miles. Within 50 miles of Russellville there are 1 larger Census places. Within the same 50 miles lie 52 smaller Census places.

Russellville against the rest of Arkansas

Within Arkansas, Russellville holds roughly 1.4% of all residents, the 16th-largest share among 500 places. On the 2020-to-2023 trend, Russellville stands 151st among Arkansas's 500 places — roughly the 70th percentile. By density, at about 1,037 people per square mile, it ranks 48th in Arkansas. By land area, its 28.3 square miles rank 17th of 500 places in Arkansas.

Inside a Russellville personal loan

In Russellville, a smaller city of about 29,338, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Russellville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Russellville loan is knowable in advance — unlike a revolving card balance.

How Arkansas law applies in Russellville

This table holds the Arkansas rate and licensing rules for consumer loans made to Russellville's 29,338 residents.

A pre-application checklist for Russellville

For Russellville's roughly 29,338 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Russellville and the rest of Arkansas is not the process but the borrower's own file, among the 29,338 people here.