Personal loans in Roseville, IL
A personal loan in Roseville is priced from your credit file and income, not from the fact that the city holds 855 people. Roseville is one of 1,294 Census places in Illinois; its 855 residents put it at 693rd.
Pull your credit reports and line up at least three offers before you apply from Roseville. Census figures put the 2020-to-2023 decrease in Roseville at about 4.0%. State law, not city hall, decides what a lender may do to Roseville's roughly 855 residents, and a state regulator supervises it. The nearest larger metro is Monmouth, IL about 13 miles away.
What the Census records for Roseville
Here is the sourced Census picture for Roseville, plus the Illinois lending rules that apply to a loan taken out here.
- Population: 855 residents; Roseville is the 693rd-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 4.0% between 2020 and 2023.
- People gained or lost: about 36 fewer since the 2020 base.
- Size percentile: about 46% of Illinois's Census places are smaller than Roseville.
- Population density: about 1,157 people per square mile (Census land area 0.7 sq mi).
- Land area: Roseville covers 0.7 square miles, the 897th-largest area among Illinois's 1,294 places.
- Within Illinois: about 0.0% of the state's population lives in Roseville.
- National rank: Roseville is the 10,899th most populous of the 19,457 Census places covered here.
- Growth in Illinois: Roseville stands 1,130th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Roseville's 4.0%.
- Density in Illinois: Roseville ranks 559th by people per square mile.
- Density vs Illinois: Roseville's 1,157 people per square mile compare with a state median of 993.
- Location: the Census Gazetteer records it at 40.7307, -90.6638.
- Nearest larger cities: Monmouth (13 mi); Abingdon (15 mi); Bushnell (15 mi); Macomb (18 mi); La Harpe (19 mi). Larger metros often have more branches, but online lenders reach Roseville on the same terms.
- Smaller places nearby: Raritan (9 mi); Media (9 mi); Kirkwood (10 mi).
- Within a 50-mile radius: 89 smaller Census places.
- Within 100 miles: 223 places are larger than Roseville.
What is available to Roseville borrowers
At roughly 1,157 people per square mile, Roseville is moderately settled; 44 larger places lie within 50 miles. What is available to Roseville's 855 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, Monmouth, IL about 13 miles away.
How personal loans work in Roseville
With roughly 855 residents, Roseville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Roseville's 855 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Roseville loan is knowable in advance — unlike a revolving card balance.
Where Roseville sits in Illinois
Within Illinois, Roseville holds roughly 0.0% of all residents, the 693rd-largest share among 1,294 places. For population change between 2020 and 2023, Roseville ranks 1,130th of 1,294 in Illinois (about the 13th percentile). By density, at about 1,157 people per square mile, it ranks 559th in Illinois. In land area, Roseville ranks 897th among Illinois's 1,294 places.
How Illinois law applies in Roseville
Read the table as a lender's compliance picture for Roseville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Roseville: area, density and distance
Roseville's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,157 people per square mile. The largest place in Illinois, Chicago, lies about 173 miles away. Within 50 miles of Roseville there are 44 larger Census places. The 100-mile radius contains 223 larger places.
Common questions
What are my options in Roseville if my credit is poor?
What loan size can I expect in Roseville?
Do I have to pledge anything to borrow in Roseville?
Does comparing loans in Roseville cost me credit score points?
Nearby places
- Kirkwood, IL — population 648
- Raritan, IL — population 98
- Media, IL — population 113
- Good Hope, IL — population 356
- Monmouth, IL — population 8,567
- Sciota, IL — population 37
- Prairie City, IL — population 402
- Biggsville, IL — population 289