Personal loans in Rosendale, WI
For a borrower among the roughly 1,033 residents of Rosendale, a personal loan is a tool whose cost turns on the terms, not the address.
For the 1,033 people in Rosendale, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rosendale is home to roughly 1,033 people and stands 362nd by size out of 605 Census places in Wisconsin. For a community of about 1,033, the practical step is to compare APR across at least three lenders before committing. Census figures put the 2020-to-2023 decrease in Rosendale at about 1.1%. The next larger city is Ripon, WI about 9 miles away.
Rosendale: the sourced local profile
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: about 1,033 people live here, which puts Rosendale 362nd of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- People gained or lost: about 11 fewer since the 2020 base.
- Size percentile: roughly 40% of Wisconsin's places have fewer residents than Rosendale's 1,033.
- Density: roughly 830 residents per square mile, spread over 1.2 sq mi of land.
- Land area: Rosendale covers 1.2 square miles, the 433rd-largest area among Wisconsin's 605 places.
- Share of Wisconsin: Rosendale holds about 0.0% of the state's population, some 1,033 people.
- National rank: Rosendale sits 10,088th by population among the 19,457 places in this dataset.
- Growth rank: Rosendale's 2020-to-2023 change ranks 399th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Rosendale's 1.1%.
- Density rank: Rosendale is the 289th most densely settled place in Wisconsin.
- Against the state median: Rosendale runs about 830 residents per square mile, where the Wisconsin median is 800.
- Location: it lies at 43.8089, -88.6712 in the Census Gazetteer.
- Nearest larger cities: Ripon (9 mi); North Fond du Lac (9 mi); Oakfield (11 mi); Fond du Lac (12 mi); Waupun (13 mi). Larger metros often have more branches, but online lenders reach Rosendale on the same terms.
- Nearest smaller towns: Brandon (8 mi); Fairwater (11 mi); Green Lake (14 mi).
- Within a 50-mile radius: 46 smaller Census places.
- Within 100 miles: 274 places are larger than Rosendale.
What shapes a Rosendale personal loan
A Rosendale personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,033 residents. Two numbers drive a Rosendale loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Rosendale loan but raises total interest, so the smallest payment is not the cheapest loan.
A pre-application checklist for Rosendale
Before you apply in Rosendale, a community of about 1,033, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
In Rosendale as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,033 residents.
Rosendale on the map
Rosendale covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 830 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 62 miles away. A 50-mile radius around Rosendale takes in 84 places that are larger. Within the same 50 miles lie 46 smaller Census places.
What is available to Rosendale borrowers
At roughly 830 people per square mile, Rosendale is moderately settled; 84 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Rosendale without a local office, so branch density does not change what its 1,033 residents are offered. The nearest larger city, Ripon, WI about 9 miles away.
Wisconsin rules behind a Rosendale personal loan
The rows below set out what a licensed lender must follow in Wisconsin, and so for Rosendale's roughly 1,033 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Brandon, WI — population 870
- Ripon, WI — population 7,766
- Oakfield, WI — population 1,057
- North Fond du Lac, WI — population 5,366
- Waupun, WI — population 11,039
- Fairwater, WI — population 341
- Fond du Lac, WI — population 44,300
- Omro, WI — population 3,623