Personal loans in Roseland, IN
Roseland is a small community of about 851 residents, and a personal loan taken out here is governed by Indiana statute. The 2020 count to the 2023 estimate shows about 0.1% decline in Roseland. An estimated 851 people make their home in Roseland, a figure that ranks 331st in Indiana. For a community of about 851, the practical step is to compare APR across at least three lenders before committing. Which products a lender may offer to Roseland's 851 residents follows from the Indiana consumer-lending framework. The next larger city is South Bend, IN about 3 miles away.
Where Roseland stands
Two layers matter for a Roseland borrower: the local population picture and Indiana's consumer-lending statutes.
- Population: the Census counts 851 residents in Roseland (Vintage 2023 subcounty estimate), the 331st-largest figure among Indiana's 565 places.
- Population trend: The 2020-to-2023 change is negative, near 0.1%.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 41% of Indiana's places have fewer residents than Roseland's 851.
- Population density: about 2,257 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Roseland's 0.4 square miles rank 422nd of 565 places in Indiana.
- Within Indiana: about 0.0% of the state's population lives in Roseland.
- Nationally: Roseland is the 10,920th-largest of 19,457 Census places in the dataset.
- Growth rank: Roseland ranks 320th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Roseland's 0.1% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Roseland places 58th among Indiana's places by people per square mile.
- Density in context: Roseland's 2,257 people per square mile sit against a Indiana median of 1,375.
- Location: the Census Gazetteer records it at 41.7176, -86.2506.
- Nearest larger cities: South Bend (3 mi); Mishawaka (5 mi); Niles (8 mi); Osceola (10 mi); Buchanan (10 mi). Living near a larger metro rarely changes what is available in Roseland.
- Nearest smaller towns: Indian Village (1 mi); Galien (14 mi); La Paz (18 mi).
- Smaller places within 50 miles: 28 of them.
- Within 100 miles: 435 places are larger than Roseland.
What is available to Roseland borrowers
Roseland is a fairly dense community of about 851 people, with 87 larger places inside a 50-mile radius. Lenders licensed in Indiana reach Roseland's 851 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is South Bend, IN about 3 miles away.
Roseland on the map
Inside Roseland's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 851 residents, the land area yields roughly 2,257 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 72 miles. Roseland has 87 larger places within a 50-mile radius. The 100-mile radius contains 435 larger places.
Inside a Roseland personal loan
Roseland is a small community of about 851 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Roseland loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Roseland decides the split between a comfortable payment and the total interest you pay.
The Indiana lending rules that reach Roseland
For the roughly 851 residents of Roseland, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where Roseland sits in Indiana
Against Indiana's other places, Roseland accounts for about 0.0% of the state's population and ranks 331st of 565 by size. On the 2020-to-2023 trend, Roseland stands 320th among Indiana's 565 places — roughly the 43th percentile. Its roughly 2,257 residents per square mile place it 58th among Indiana's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Common questions
What are my options in Roseland if my credit is poor?
What loan size can I expect in Roseland?
Do I have to pledge anything to borrow in Roseland?
Does comparing loans in Roseland cost me credit score points?
Nearby places
- Indian Village, IN — population 117
- South Bend, IN — population 103,395
- Mishawaka, IN — population 50,842
- Niles, MI — population 11,665
- Buchanan, MI — population 4,191
- Osceola, IN — population 2,593
- Edwardsburg, MI — population 1,290
- Lakeville, IN — population 876