Personal loans in Roosevelt Park, MI
Roosevelt Park counts about 4,132 people, and what is genuinely local about borrowing here is limited — Michigan law does the governing. Roosevelt Park is one of 533 Census places in Michigan; its 4,132 residents put it at 172nd. Work out your debt-to-income ratio first; lenders weigh it heavily, and Roosevelt Park's 4,132 residents are no exception. The trend for Roosevelt Park between 2020 and 2023 is downward by roughly 0.9%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Roosevelt Park's 4,132 residents. For a bigger market, look to Muskegon Heights, MI about 2 miles away.
Roosevelt Park: population, trend and location
Set out below is Roosevelt Park's local context next to the state-level rules that reach every lender here.
- Population: an estimated 4,132 residents, 172nd of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 0.9% across the 2020-to-2023 comparison.
- People gained or lost: about 38 fewer since the 2020 base.
- Size percentile: with 4,132 residents, Roosevelt Park is larger than about 68% of Michigan's Census places.
- Land and density: 1.0 square miles of land carry roughly 4,023 residents per square mile.
- By land area: Roosevelt Park ranks 390th among Michigan's 533 places, at 1.0 sq mi.
- State population share: Roosevelt Park accounts for about 0.1% of everyone in Michigan.
- National rank: Roosevelt Park is the 5,378th most populous of the 19,457 Census places covered here.
- Growth in Michigan: Roosevelt Park stands 300th by percentage change from 2020 to 2023, among 533 places.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Roosevelt Park's 0.9%.
- Density rank: Roosevelt Park places 34th among Michigan's places by people per square mile.
- Against the state median: Roosevelt Park runs about 4,023 residents per square mile, where the Michigan median is 1,078.
- Location: the Census Gazetteer records it at 43.1981, -86.2733.
- Nearest larger cities: Muskegon Heights (2 mi); Muskegon (2 mi); Norton Shores (3 mi); Grand Haven (10 mi); Coopersville (19 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: North Muskegon (4 mi); Fruitport (8 mi); Ferrysburg (8 mi).
- Smaller places within 50 miles: 31 of them.
- Larger places within 100 miles: 100.
Michigan consumer-lending rules applied in Roosevelt Park
For the roughly 4,132 residents of Roosevelt Park, the rules below are Michigan's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
How lenders reach Roosevelt Park
Roosevelt Park is fairly dense, with about 4,023 people per square mile and 18 larger places within 50 miles. Whether Roosevelt Park has a local branch or not, a Michigan-licensed lender can serve its 4,132 people online on the same terms. The nearest bigger place is Muskegon Heights, MI about 2 miles away.
A pre-application checklist for Roosevelt Park
A sensible order of operations for a loan in Roosevelt Park, home to about 4,132 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Michigan licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
None of these steps is Roosevelt Park-specific: the same Michigan licensing and disclosure rules reach all 4,132 residents.
The geography behind Roosevelt Park
Inside Roosevelt Park's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 4,132 residents, the land area yields roughly 4,023 people per square mile. For the state's biggest city, Detroit, the distance is roughly 170 miles. A 50-mile radius around Roosevelt Park takes in 18 places that are larger. The 100-mile radius contains 100 larger places.
Inside a Roosevelt Park personal loan
With roughly 4,132 residents, Roosevelt Park is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Roosevelt Park can be quoted different APRs on the same amount and term. Shortening the term on a Roosevelt Park loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Roosevelt Park if my credit is poor?
What loan size can I expect in Roosevelt Park?
Do I have to pledge anything to borrow in Roosevelt Park?
Does comparing loans in Roosevelt Park cost me credit score points?
Nearby places
- Muskegon Heights, MI — population 9,815
- Muskegon, MI — population 37,183
- Norton Shores, MI — population 25,005
- North Muskegon, MI — population 4,082
- Ferrysburg, MI — population 2,931
- Fruitport, MI — population 1,153
- Spring Lake, MI — population 2,521
- Grand Haven, MI — population 11,002