Personal loans in Ronceverte, WV

Ronceverte: population, trend and location

Ronceverte is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,531 — Ronceverte ranks 69th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: About 2.7% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 43 residents.
• Size percentile: with 1,531 residents, Ronceverte is larger than about 70% of West Virginia's Census places.
• Density: roughly 898 residents per square mile, spread over 1.7 sq mi of land.
• By land area: Ronceverte ranks 61st among West Virginia's 230 places, at 1.7 sq mi.
• Water area rank: Ronceverte ranks 91st among West Virginia's 230 places, with 0.02 sq mi.
• Share of West Virginia: Ronceverte holds about 0.3% of the state's population, some 1,531 people.
• National rank: Ronceverte is 8,619th of 19,457 places nationwide.
• Growth in West Virginia: Ronceverte stands 99th by percentage change from 2020 to 2023, among 230 places.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Ronceverte's 2.7%.
• Density rank: Ronceverte is the 135th most densely settled place in West Virginia.
• Density vs West Virginia: Ronceverte's 898 people per square mile compare with a state median of 1,021.
• Location: the Census Gazetteer records it at 37.7511, -80.4698.
• Nearest larger cities: Lewisburg (5 mi); White Sulphur Springs (10 mi); Hinton (23 mi); Covington (27 mi); Pearisburg (32 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Alderson (10 mi); Union (12 mi); Falling Spring (18 mi), each with its own Census population profile.
• Within a 50-mile radius: 30 smaller Census places.
• Within 100 miles: 69 places are larger than Ronceverte.

The geography behind Ronceverte

Ronceverte covers about 1.7 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 898 residents per square mile. The largest place in West Virginia, Charleston, lies about 76 miles away. Counting outward 50 miles, 20 larger communities surround Ronceverte. The 100-mile radius contains 69 larger places.

The Ronceverte borrowing checklist

A sensible order of operations for a loan in Ronceverte, home to about 1,531 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across West Virginia; what changes is your credit file, not the fact that Ronceverte holds 1,531 people.

The anatomy of a Ronceverte personal loan

Most loans made to Ronceverte's 1,531 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Ronceverte lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Ronceverte loan but raises total interest, so the smallest payment is not the cheapest loan.

What West Virginia law requires in Ronceverte

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Ronceverte is bound by the same rules.

How Ronceverte compares across West Virginia

Within West Virginia, Ronceverte holds roughly 0.3% of all residents, the 69th-largest share among 230 places. Its 2020-to-2023 change ranks 99th of 230 West Virginia places, putting it near the 57th percentile for growth. Its roughly 898 residents per square mile place it 135th among West Virginia's places. The population moved by about 43 people between 2020 and 2023, a 2.7% shift.