Personal loans in Rome, OH

Rome by the numbers

What follows is Rome's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: the Census counts 83 residents in Rome (Vintage 2023 subcounty estimate), the 910th-largest figure among Ohio's 924 places.
• Population trend: A gain of roughly 1.2% between 2020 and 2023.
• Net change: roughly 1 more people than the 2020 Census counted.
• Size percentile: Rome's 83 people outrank roughly 2% of the places in Ohio.
• Density: roughly 260 residents per square mile, spread over 0.3 sq mi of land.
• Land area rank: Rome's 0.3 square miles rank 767th of 924 places in Ohio.
• Water: Rome holds about 0.04 square miles, the 227th-largest water area in Ohio.
• State population share: Rome accounts for about 0.0% of everyone in Ohio.
• National rank: Rome is 18,435th of 19,457 places nationwide.
• Growth rank: Rome ranks 128th among Ohio's 924 places for the 2020-to-2023 change.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Rome's 1.2%.
• Density rank: Rome places 886th among Ohio's places by people per square mile.
• Density vs Ohio: Rome's 260 people per square mile compare with a state median of 1,289.
• Location: coordinates 38.6656, -83.3825 (US Census Bureau Gazetteer).
• Nearest larger cities: Vanceburg (6 mi); Manchester (12 mi); West Union (12 mi); Otway (17 mi); Rarden (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Concord (6 mi); Sardis (32 mi); Chilo (42 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Larger places within 100 miles: 440.

Rome on the map

Inside Rome's boundaries lie roughly 0.3 square miles of land and 0.04 square miles of water. Spread across it are roughly 260 residents per square mile. The state's population centre of gravity, Columbus, is roughly 94 miles away. Within 50 miles of Rome there are 75 larger Census places. Within the same 50 miles lie 3 smaller Census places.

Borrowing reach in Rome

At roughly 260 people per square mile, Rome is lightly settled; 75 larger places lie within 50 miles. Distance to a branch rarely matters for Rome's 83 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Vanceburg, KY about 6 miles away.

Which Ohio laws govern a loan in Rome

The rows below set out what a licensed lender must follow in Ohio, and so for Rome's roughly 83 residents.

Steps to take before a Rome loan

Complete these steps first when you borrow in Rome (83 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Ohio licence with the regulator named above before committing.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Rome as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 83 residents.

Where Rome sits in Ohio

Against Ohio's other places, Rome accounts for about 0.0% of the state's population and ranks 910th of 924 by size. For population change between 2020 and 2023, Rome ranks 128th of 924 in Ohio (about the 86th percentile). At about 260 people per square mile, Rome is the 886th most densely settled place in Ohio. By land area, its 0.3 square miles rank 767th of 924 places in Ohio.