Personal loans in Roman Forest, TX
With roughly 2,306 residents, Roman Forest is a small community, and the lending rules its borrowers live under are written in Texas, not by the city.
Pull your credit reports and line up at least three offers before you apply from Roman Forest. Roman Forest ranks 561st of 1,224 places in Texas, with a population near 2,306. Every figure below is Texas's own, applied to Roman Forest's 2,306 residents, with the publisher and retrieval date attached. Population in Roman Forest climbed about 29.7% over the three years from 2020 to 2023. The nearest larger city is Cleveland, TX about 11 miles away.
Roman Forest: population, trend and location
Here is the sourced Census picture for Roman Forest, plus the Texas lending rules that apply to a loan taken out here.
- Population: the Census counts 2,306 residents in Roman Forest (Vintage 2023 subcounty estimate), the 561st-largest figure among Texas's 1,224 places.
- Population trend: Higher by roughly 29.7% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 528 residents.
- Size percentile: about 54% of Texas communities are smaller than Roman Forest (2,306 residents).
- Land and density: 2.2 square miles of land carry roughly 1,056 residents per square mile.
- Land area rank: Roman Forest's 2.2 square miles rank 647th of 1,224 places in Texas.
- Water area: Roman Forest has 0.01 square miles of water, ranking 494th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Roman Forest.
- Nationally: Roman Forest is the 7,101st-largest of 19,457 Census places in the dataset.
- Growth in Texas: Roman Forest stands 50th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Roman Forest's 29.7% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Roman Forest ranks 479th by people per square mile.
- Density vs Texas: Roman Forest's 1,056 people per square mile compare with a state median of 840.
- Location: mapped by the US Census Bureau at 30.1820, -95.1523.
- Nearest larger cities: Cleveland (11 mi); Humble (15 mi); Oak Ridge North (17 mi); Dayton (17 mi); Shenandoah (18 mi). Online lenders reach Roman Forest no matter how far the nearest branch is.
- Smaller places nearby: Patton Village (1 mi); Woodbranch (2 mi); Splendora (3 mi).
- Smaller places within 50 miles: 35 of them.
- Within 100 miles: 107 places are larger than Roman Forest.
Roman Forest against the rest of Texas
Among Texas's 1,224 places, Roman Forest sits at 561st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 50th of 1,224 Texas places, putting it near the 96th percentile for growth. Its roughly 1,056 residents per square mile place it 479th among Texas's places. The population moved by about 528 people between 2020 and 2023, a 29.7% shift.
The state rulebook for Roman Forest
Texas has no separate rate rule for Roman Forest; the sourced rows below are what reach every lender that serves its 2,306 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Roman Forest personal loan
Roman Forest is a small community of about 2,306 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Roman Forest. Shortening the term on a Roman Forest loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Roman Forest sits
The Census Gazetteer records 2.2 square miles of land and 0.01 square miles of water within Roman Forest. That land carries about 1,056 people per square mile. Houston, the largest place in Texas, is about 31 miles from Roman Forest. Roman Forest has 50 larger places within a 50-mile radius. The 100-mile radius contains 107 larger places.
Getting a loan in Roman Forest
Roman Forest is a moderately settled community of about 2,306 people, with 50 larger places inside a 50-mile radius. What is available to Roman Forest's 2,306 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Cleveland, TX about 11 miles away.
Common questions
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Nearby places
- Patton Village, TX — population 1,888
- Woodbranch, TX — population 1,535
- Splendora, TX — population 1,958
- Plum Grove, TX — population 1,521
- Cleveland, TX — population 9,113
- North Cleveland, TX — population 276
- Humble, TX — population 16,237
- Cut and Shoot, TX — population 1,184