Personal loans in Rollingwood, TX
The Census counts 1,424 people in Rollingwood, the 702nd-largest figure among Texas's 1,224 places. For a borrower among the roughly 1,424 residents of Rollingwood, a personal loan is a tool whose cost turns on the terms, not the address. A 2020-to-2023 comparison shows Rollingwood down by about 3.3%. Rate-shopping from Rollingwood costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Rollingwood's 1,424 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. The closest larger city is West Lake Hills, TX about 2 miles away.
Where Rollingwood stands
Most of what governs a Rollingwood loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,424 — Rollingwood ranks 702nd of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.3%.
- Change in people: the 2020-to-2023 comparison is a loss of about 49 residents.
- Size percentile: Rollingwood sits ahead of around 43% of Texas places, at 1,424 people.
- Density: roughly 2,040 residents per square mile, spread over 0.7 sq mi of land.
- By land area: Rollingwood ranks 1,096th among Texas's 1,224 places, at 0.7 sq mi.
- Share of Texas: Rollingwood holds about 0.0% of the state's population, some 1,424 people.
- Nationally: Rollingwood is the 8,886th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Rollingwood stands 1,118th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Rollingwood's 3.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Rollingwood is the 168th most densely settled place in Texas.
- Against the state median: Rollingwood runs about 2,040 residents per square mile, where the Texas median is 840.
- Location: 30.2736, -97.7868 (Census Gazetteer coordinates).
- Nearest larger cities: West Lake Hills (2 mi); Austin (3 mi); Bee Cave (11 mi); The Hills (13 mi); Lakeway (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Sunset Valley (4 mi); San Leanna (9 mi); Bear Creek (11 mi).
- Within a 50-mile radius: 28 smaller Census places.
- Within 100 miles: 127 places are larger than Rollingwood.
Getting a loan in Rollingwood
Rollingwood is fairly dense, with about 2,040 people per square mile and 43 larger places within 50 miles. What is available to Rollingwood's 1,424 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, West Lake Hills, TX about 2 miles away.
The state rulebook for Rollingwood
Read the table as a lender's compliance picture for Rollingwood: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Steps to take before a Rollingwood loan
Complete these steps first when you borrow in Rollingwood (1,424 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Texas licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Rollingwood and the rest of Texas is not the process but the borrower's own file, among the 1,424 people here.
Where Rollingwood sits
Inside Rollingwood's boundaries lie about 0.7 square miles of land, with no significant water area recorded. The resulting density is about 2,040 people per square mile. The largest place in Texas, Houston, lies about 147 miles away. Within 50 miles of Rollingwood there are 43 larger Census places. Within the same 50 miles lie 28 smaller Census places.
Rollingwood's place among Texas's 1,224 places
Against Texas's other places, Rollingwood accounts for about 0.0% of the state's population and ranks 702nd of 1,224 by size. Its 2020-to-2023 change ranks 1,118th of 1,224 Texas places, putting it near the 9th percentile for growth. At about 2,040 people per square mile, Rollingwood is the 168th most densely settled place in Texas. The population moved by about 49 people between 2020 and 2023, a 3.3% shift.
Common questions
What are my options in Rollingwood if my credit is poor?
What loan size can I expect in Rollingwood?
Do I have to pledge anything to borrow in Rollingwood?
Does comparing loans in Rollingwood cost me credit score points?
Nearby places
- West Lake Hills, TX — population 3,181
- Austin, TX — population 979,882
- Sunset Valley, TX — population 624
- San Leanna, TX — population 509
- Hays, TX — population 259
- Bear Creek, TX — population 447
- Bee Cave, TX — population 8,621
- Buda, TX — population 16,030