Personal loans in Rogue River, OR
Personal loans in Rogue River are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,357 population. An estimated 2,357 people make their home in Rogue River, a figure that ranks 112th in Oregon. Verify the lender's Oregon licence against the regulator named below before borrowing in Rogue River. Rogue River lost roughly 2.2% of its population across the 2020-to-2023 comparison. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Rogue River's 2,357 residents. A larger market lies at Grants Pass, OR about 8 miles away.
Local context for Rogue River
Read the local figures below as context; read the sourced Oregon table as the rulebook a lender here must follow.
- Population: a Census-estimated 2,357, 112th among Oregon's 240 places (Vintage 2023).
- Population trend: A drop of about 2.2% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 52 residents.
- Size percentile: Rogue River's 2,357 people outrank roughly 53% of the places in Oregon.
- Population density: about 2,412 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Rogue River's 1.0 square miles rank 146th of 240 places in Oregon.
- State population share: Rogue River accounts for about 0.1% of everyone in Oregon.
- National rank: Rogue River is the 7,037th most populous of the 19,457 Census places covered here.
- Growth in Oregon: Rogue River stands 217th by percentage change from 2020 to 2023, among 240 places.
- State comparison: Oregon's places average +0.7% for 2020-to-2023, against Rogue River's 2.2%.
- Density rank: Rogue River is the 75th most densely settled place in Oregon.
- Density vs Oregon: Rogue River's 2,412 people per square mile compare with a state median of 1,575.
- Location: 42.4355 / -123.1682, per the US Census Bureau Gazetteer.
- Nearest larger cities: Grants Pass (8 mi); Jacksonville (13 mi); Central Point (14 mi); Medford (18 mi); Eagle Point (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Gold Hill (6 mi); Glendale (25 mi); Cave Junction (31 mi).
- Within a 50-mile radius: 6 smaller Census places.
- At 100 miles: 27 larger Census places fall inside that radius.
Rogue River: area, density and distance
Rogue River covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 2,412 people per square mile. Portland, the largest place in Oregon, is about 216 miles from Rogue River. A 50-mile radius around Rogue River takes in 11 places that are larger. The 100-mile radius contains 27 larger places.
How Oregon law applies in Rogue River
Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Rogue River lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Borrowing reach in Rogue River
Rogue River is fairly dense, with about 2,412 people per square mile and 11 larger places within 50 miles. Whether Rogue River has a local branch or not, a Oregon-licensed lender can serve its 2,357 people online on the same terms. For a larger market, the closest option is Grants Pass, OR about 8 miles away.
Rogue River against the rest of Oregon
Within Oregon, Rogue River holds roughly 0.1% of all residents, the 112th-largest share among 240 places. On the 2020-to-2023 trend, Rogue River stands 217th among Oregon's 240 places — roughly the 10th percentile. At about 2,412 people per square mile, Rogue River is the 75th most densely settled place in Oregon. Within 50 miles sit 6 smaller Census places, alongside the 11 that are larger.
A pre-application checklist for Rogue River
Before you hand your details to a lender in Rogue River, where the population is near 2,357:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Oregon regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
In Rogue River as elsewhere in Oregon, the written terms — not the advertisement — are what count for its 2,357 residents.
Common questions
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Nearby places
- Gold Hill, OR — population 1,321
- Grants Pass, OR — population 39,149
- Jacksonville, OR — population 2,936
- Central Point, OR — population 19,171
- Medford, OR — population 85,098
- Eagle Point, OR — population 9,829
- Phoenix, OR — population 4,422
- Shady Cove, OR — population 3,064