Personal loans in Rogers, OH

Every figure below is Ohio's own, applied to Rogers's 187 residents, with the publisher and retrieval date attached. The Census estimates 187 residents in Rogers, which ranks it 833rd of 924 places in Ohio. Rogers counts about 187 people, and what is genuinely local about borrowing here is limited — Ohio law does the governing. A 2020-to-2023 comparison shows Rogers down by about 2.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Rogers lender. Borrowers who want a bigger city can look to New Waterford, OH about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Rogers

What follows is Rogers's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

Which Ohio laws govern a loan in Rogers

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Rogers is bound by the same rules.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Inside a Rogers personal loan

Most loans made to Rogers's 187 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Rogers can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Rogers loan but raises total interest, so the smallest payment is not the cheapest loan.

Before you apply in Rogers

A sensible order of operations for a loan in Rogers, home to about 187 people:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Test your amount and term in the personal loan calculator first.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Confirm the Ohio licence with the regulator named above before committing.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

In Rogers as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 187 residents.

What is available to Rogers borrowers

Rogers is moderately settled, with about 824 people per square mile and 260 larger places within 50 miles. Lenders licensed in Ohio reach Rogers's 187 residents online, so the nearest branch is not what sets your APR. The nearest larger city, New Waterford, OH about 4 miles away.

Land, water and location for Rogers

The Census Gazetteer records about 0.2 square miles of land within Rogers, with no significant water area listed. With 187 residents, the land area yields roughly 824 people per square mile. Columbus, the largest place in Ohio, is about 136 miles from Rogers. Rogers has 260 larger places within a 50-mile radius. Within the same 50 miles lie 23 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Rogers if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Rogers is the same as anywhere in Ohio.
What loan size can I expect in Rogers?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Rogers?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Rogers cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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