Personal loans in Rogers, OH
Every figure below is Ohio's own, applied to Rogers's 187 residents, with the publisher and retrieval date attached. The Census estimates 187 residents in Rogers, which ranks it 833rd of 924 places in Ohio. Rogers counts about 187 people, and what is genuinely local about borrowing here is limited — Ohio law does the governing. A 2020-to-2023 comparison shows Rogers down by about 2.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Rogers lender. Borrowers who want a bigger city can look to New Waterford, OH about 4 miles away.
What the Census records for Rogers
What follows is Rogers's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: an estimated 187 residents, 833rd of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: roughly 10% of Ohio's places have fewer residents than Rogers's 187.
- Population density: 824 people per square mile on 0.2 square miles of land.
- By land area: Rogers ranks 834th among Ohio's 924 places, at 0.2 sq mi.
- Share of state population: Rogers's 187 residents are about 0.0% of Ohio.
- National rank: Rogers is the 16,680th most populous of the 19,457 Census places covered here.
- Growth in Ohio: Rogers stands 743rd by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Rogers's 2.1% change compares with a Ohio average of +0.9% across its 924 places.
- Density in Ohio: Rogers ranks 685th by people per square mile.
- Density in context: Rogers's 824 people per square mile sit against a Ohio median of 1,289.
- Location: mapped by the US Census Bureau at 40.7897, -80.6275.
- Nearest larger cities: New Waterford (4 mi); East Palestine (5 mi); Columbiana (7 mi); Lisbon (7 mi); Leetonia (9 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: S.N.P.J. (12 mi); Glasgow (12 mi); Hookstown (15 mi).
- Within a 50-mile radius: 23 smaller Census places.
- At 100 miles: 709 larger Census places fall inside that radius.
Which Ohio laws govern a loan in Rogers
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Rogers is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Inside a Rogers personal loan
Most loans made to Rogers's 187 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Rogers can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Rogers loan but raises total interest, so the smallest payment is not the cheapest loan.
Before you apply in Rogers
A sensible order of operations for a loan in Rogers, home to about 187 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Ohio licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Rogers as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 187 residents.
What is available to Rogers borrowers
Rogers is moderately settled, with about 824 people per square mile and 260 larger places within 50 miles. Lenders licensed in Ohio reach Rogers's 187 residents online, so the nearest branch is not what sets your APR. The nearest larger city, New Waterford, OH about 4 miles away.
Land, water and location for Rogers
The Census Gazetteer records about 0.2 square miles of land within Rogers, with no significant water area listed. With 187 residents, the land area yields roughly 824 people per square mile. Columbus, the largest place in Ohio, is about 136 miles from Rogers. Rogers has 260 larger places within a 50-mile radius. Within the same 50 miles lie 23 smaller Census places.
Common questions
What are my options in Rogers if my credit is poor?
What loan size can I expect in Rogers?
Do I have to pledge anything to borrow in Rogers?
Does comparing loans in Rogers cost me credit score points?
Nearby places
- New Waterford, OH — population 1,168
- East Palestine, OH — population 4,658
- Columbiana, OH — population 6,757
- Lisbon, OH — population 2,533
- Leetonia, OH — population 1,790
- East Liverpool, OH — population 9,705
- Washingtonville, OH — population 701
- Ohioville, PA — population 3,300