Personal loans in Rockwall, TX

By population, Rockwall sits at 71st in Texas, with an estimated 52,918 residents. The closest larger place is Rowlett, TX about 6 miles away. Consumer lending that reaches Rockwall's 52,918 residents is governed by Texas statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in Rockwall.

Rockwall by the numbers

Here is the sourced Census picture for Rockwall, plus the Texas lending rules that apply to a loan taken out here.

• Population: an estimated 52,918 residents, 71st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 11.8% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 5,604 more since the 2020 base.
• Size percentile: bigger than about 94% of the places in Texas, with 52,918 residents in Rockwall.
• Density: roughly 1,789 residents per square mile, spread over 29.6 sq mi of land.
• By land area: Rockwall ranks 83rd among Texas's 1,224 places, at 29.6 sq mi.
• Water: Rockwall holds about 0.50 square miles, the 106th-largest water area in Texas.
• Share of Texas: Rockwall holds about 0.2% of the state's population, some 52,918 people.
• National rank: Rockwall sits 753rd by population among the 19,457 places in this dataset.
• Growth in Texas: Rockwall stands 184th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Rockwall's 11.8%.
• Density rank: Rockwall is the 211th most densely settled place in Texas.
• Against the state median: Rockwall runs about 1,789 residents per square mile, where the Texas median is 840.
• Location: coordinates 32.9181, -96.4381 (US Census Bureau Gazetteer).
• Nearest larger cities: Rowlett (6 mi); Wylie (9 mi); Garland (11 mi); Mesquite (14 mi); Richardson (16 mi). Lenders licensed in the state serve Rockwall whether or not they keep a local branch.
• Smaller communities within reach: Mobile City (2 mi); Fate (4 mi); Heath (5 mi).
• Smaller neighbours: 149 places smaller than Rockwall sit within 50 miles.
• Larger places within 100 miles: 25.

Rockwall's place among Texas's 1,224 places

Within Texas, Rockwall holds roughly 0.2% of all residents, the 71st-largest share among 1,224 places. On the 2020-to-2023 trend, Rockwall stands 184th among Texas's 1,224 places — roughly the 85th percentile. At about 1,789 people per square mile, Rockwall is the 211th most densely settled place in Texas. In land area, Rockwall ranks 83rd among Texas's 1,224 places.

Rockwall on the map

Rockwall covers about 29.6 square miles of land, with 0.50 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,789 residents per square mile. For the state's biggest city, Houston, the distance is roughly 225 miles. Within 50 miles of Rockwall there are 22 larger Census places. Within the same 50 miles lie 149 smaller Census places.

How a Rockwall personal loan is priced

Most loans made to Rockwall's 52,918 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Rockwall's 52,918 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Rockwall loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Rockwall

With about 1,789 residents per square mile, Rockwall is moderately settled, and 22 larger Census places sit within 50 miles. What is available to Rockwall's 52,918 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Rowlett, TX about 6 miles away.

The Texas lending rules that reach Rockwall

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Rockwall lender must follow.