Personal loans in Rockland, ME

Verify the lender's Maine licence against the regulator named below before borrowing in Rockland. A single loan can carry different costs on either side of a state line, and Rockland sits on the Maine side of that line. From the 2020 Census base to the 2023 estimate, the population rose by about 1.3%. The closest larger city is Belfast, ME about 21 miles away.

Borrowing in Rockland: the local picture

Two layers matter for a Rockland borrower: the local population picture and Maine's consumer-lending statutes.

• Population: 7,031 residents; Rockland is the 19th-largest of 23 places in Maine (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 1.3% across the 2020-to-2023 comparison.
• People gained or lost: about 90 more since the 2020 base.
• Size percentile: roughly 17% of Maine places rank below Rockland.
• Density: roughly 547 residents per square mile, spread over 12.8 sq mi of land.
• Land area: Rockland covers 12.8 square miles, the 19th-largest area among Maine's 23 places.
• Water area: Rockland has 2.23 square miles of water, ranking 12th of 23 places in Maine.
• Share of Maine: Rockland holds about 1.8% of the state's population, some 7,031 people.
• National rank: Rockland is 3,974th of 19,457 places nationwide.
• Growth rank: Rockland ranks 9th among Maine's 23 places for the 2020-to-2023 change.
• Against the state trend: Rockland's 1.3% change compares with a Maine average of +1.3% across its 23 places.
• Density rank: Rockland is the 10th most densely settled place in Maine.
• Against the state median: Rockland runs about 547 residents per square mile, where the Maine median is 466.
• Location: 44.1239, -69.1305 (US Census Bureau Gazetteer).
• Nearest larger cities: Belfast (21 mi); Augusta (33 mi); Bath (38 mi); Waterville (39 mi); Ellsworth (45 mi). Larger metros often have more branches, but online lenders reach Rockland on the same terms.
• Smaller places close by: Gardiner (33 mi); Hallowell (36 mi); Calais (117 mi).
• Within a 50-mile radius: 2 smaller Census places.
• At 100 miles: 16 larger Census places fall inside that radius.

Lender access in Rockland

Rockland is moderately settled, with about 547 people per square mile and 6 larger places within 50 miles. Whether Rockland has a local branch or not, a Maine-licensed lender can serve its 7,031 people online on the same terms. The nearest larger city, Belfast, ME about 21 miles away.

What a Rockland borrower is actually offered

Most loans made to Rockland's 7,031 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Rockland's 7,031 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Rockland loan is knowable in advance — unlike a revolving card balance.

Where Rockland sits

Rockland covers about 12.8 square miles of land, with 2.23 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 547 people per square mile. The state's population centre of gravity, Portland, is roughly 63 miles away. Rockland has 6 larger places within a 50-mile radius. Within the same 50 miles lie 2 smaller Census places.

The state rulebook for Rockland

Below are the Maine rules that apply to a loan made in Rockland, each with the regulator that issued it.

How Rockland compares across Maine

Rockland is the 19th-largest of 23 Census places in Maine and contains about 1.8% of the state's people. Its 2020-to-2023 change ranks 9th of 23 Maine places, putting it near the 61th percentile for growth. By density, at about 547 people per square mile, it ranks 10th in Maine. In land area, Rockland ranks 19th among Maine's 23 places.