Personal loans in Rockingham, NC

Rockingham by the numbers

Only a few things actually differ by place — population, area, location, and the North Carolina rules a lender must follow — and they are below.

• Population: 8,890 people, a figure that places Rockingham 100th among the 549 Census places in North Carolina (US Census Bureau, Vintage 2023).
• Population trend: About 3.9% below the 2020 Census base.
• Net change: roughly 356 fewer people than the 2020 Census counted.
• Size percentile: with 8,890 residents, Rockingham is larger than about 82% of North Carolina's Census places.
• Density: roughly 1,163 residents per square mile, spread over 7.6 sq mi of land.
• Land area: Rockingham covers 7.6 square miles, the 126th-largest area among North Carolina's 549 places.
• Water area rank: Rockingham ranks 238th among North Carolina's 549 places, with 0.01 sq mi.
• Share of North Carolina: Rockingham holds about 0.1% of the state's population, some 8,890 people.
• National standing: Rockingham ranks 3,411th of 19,457 US places.
• Growth in North Carolina: Rockingham stands 525th by percentage change from 2020 to 2023, among 549 places.
• Against the state trend: Rockingham's 3.9% change compares with a North Carolina average of +2.9% across its 549 places.
• Density rank: Rockingham places 132nd among North Carolina's places by people per square mile.
• Density in context: Rockingham's 1,163 people per square mile sit against a North Carolina median of 758.
• Location: mapped by the US Census Bureau at 34.9386, -79.7603.
• Nearest larger cities: Laurinburg (20 mi); Aberdeen (23 mi); Pinehurst (24 mi); Southern Pines (27 mi); Albemarle (38 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Dobbins Heights (4 mi); Hamlet (4 mi); Ellerbe (9 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 76 of them.
• Within 100 miles: 82 places are larger than Rockingham.

Borrowing reach in Rockingham

Rockingham is a moderately settled community of about 8,890 people, with 10 larger places inside a 50-mile radius. Distance to a branch rarely matters for Rockingham's 8,890 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Laurinburg, NC about 20 miles away.

How a Rockingham personal loan is priced

In Rockingham, a small town of about 8,890, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Rockingham lender to disclose the APR and finance charge before you sign. Shortening the term on a Rockingham loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Rockingham

Inside Rockingham's boundaries lie roughly 7.6 square miles of land and 0.01 square miles of water. The resulting density is about 1,163 people per square mile. The largest place in North Carolina, Charlotte, lies about 63 miles away. Within 50 miles of Rockingham there are 10 larger Census places. By land area it ranks 126th of 549 North Carolina places.

Rockingham in state context

Rockingham is the 100th-largest of 549 Census places in North Carolina and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Rockingham stands 525th among North Carolina's 549 places — roughly the 4th percentile. Its roughly 1,163 residents per square mile place it 132nd among North Carolina's places. In land area, Rockingham ranks 126th among North Carolina's 549 places.

What North Carolina law requires in Rockingham

For the roughly 8,890 residents of Rockingham, the rules below are North Carolina's own; each row carries its publisher and retrieval date.