Personal loans in Robesonia, PA
Robesonia gained roughly 5.2% in population across the 2020-to-2023 comparison. An estimated 2,139 people make their home in Robesonia, a figure that ranks 408th in Pennsylvania. Robesonia is a small community in Pennsylvania, with an estimated 2,139 residents, and every licensed lender here follows the same state rulebook. Work out your debt-to-income ratio first; lenders weigh it heavily, and Robesonia's 2,139 residents are no exception. For the 2,139 people in Robesonia, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Womelsdorf, PA about 3 miles away.
Robesonia by the numbers
Set out below is Robesonia's local context next to the state-level rules that reach every lender here.
- Population: about 2,139 people live here, which puts Robesonia 408th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Roughly 5.2% more residents than the 2020 Census counted.
- People gained or lost: about 106 more since the 2020 base.
- Size percentile: Robesonia's 2,139 people outrank roughly 60% of the places in Pennsylvania.
- Population density: about 2,401 people per square mile (Census land area 0.9 sq mi).
- Land area rank: Robesonia's 0.9 square miles rank 495th of 1,013 places in Pennsylvania.
- Share of state population: Robesonia's 2,139 residents are about 0.0% of Pennsylvania.
- National rank: Robesonia is 7,391st of 19,457 places nationwide.
- Growth in Pennsylvania: Robesonia stands 27th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Robesonia moved 5.2%.
- Density in Pennsylvania: Robesonia ranks 425th by people per square mile.
- Density in context: Robesonia's 2,401 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.3486, -76.1386 (Census Gazetteer coordinates).
- Nearest larger cities: Womelsdorf (3 mi); Wernersville (3 mi); Sinking Spring (6 mi); Denver (8 mi); Myerstown (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Bernville (6 mi); Richland (6 mi); Adamstown (8 mi), each with its own Census population profile.
- Within a 50-mile radius: 99 smaller Census places.
- At 100 miles: 397 larger Census places fall inside that radius.
Pennsylvania rules behind a Robesonia personal loan
For the roughly 2,139 residents of Robesonia, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Borrowing reach in Robesonia
Robesonia is fairly dense, with about 2,401 people per square mile and 138 larger places within 50 miles. Lenders licensed in Pennsylvania reach Robesonia's 2,139 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Womelsdorf, PA about 3 miles away.
Land, water and location for Robesonia
The Census Gazetteer records about 0.9 square miles of land within Robesonia, with no significant water area listed. With 2,139 residents, the land area yields roughly 2,401 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 58 miles. A 50-mile radius around Robesonia takes in 138 places that are larger. Within the same 50 miles lie 99 smaller Census places.
What shapes a Robesonia personal loan
Robesonia is a small community of about 2,139 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Robesonia lender to disclose the APR and finance charge before you sign. Shortening the term on a Robesonia loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Robesonia against the rest of Pennsylvania
Robesonia is the 408th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 27th of 1,013 Pennsylvania places, putting it near the 97th percentile for growth. By density, at about 2,401 people per square mile, it ranks 425th in Pennsylvania. In land area, Robesonia ranks 495th among Pennsylvania's 1,013 places.
Common questions
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Nearby places
- Womelsdorf, PA — population 2,884
- Wernersville, PA — population 2,770
- Bernville, PA — population 902
- Denver, PA — population 3,758
- Sinking Spring, PA — population 4,275
- Richland, PA — population 1,502
- Adamstown, PA — population 1,966
- Mohnton, PA — population 2,917