Personal loans in Rives, TN

Rate-shopping from Rives costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Rives's 246 residents. The trend for Rives between 2020 and 2023 is downward by roughly 0.4%. A larger market lies at Union City, TN about 5 miles away.

Rives: the sourced local profile

Here is the sourced Census picture for Rives, plus the Tennessee lending rules that apply to a loan taken out here.

• Population: the Census counts 246 residents in Rives (Vintage 2023 subcounty estimate), the 328th-largest figure among Tennessee's 344 places.
• Population trend: The 2020-to-2023 change is negative, near 0.4%.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 5% of the places in Tennessee, with 246 residents in Rives.
• Population density: 713 people per square mile on 0.3 square miles of land.
• Land area: Rives covers 0.3 square miles, the 338th-largest area among Tennessee's 344 places.
• Share of state population: Rives's 246 residents are about 0.0% of Tennessee.
• National rank: Rives is the 15,820th most populous of the 19,457 Census places covered here.
• Growth rank: Rives's 2020-to-2023 change ranks 272nd of 344 places in Tennessee.
• Versus Tennessee: the state average change is +2.4%, while Rives moved 0.4%.
• Density in Tennessee: Rives ranks 132nd by people per square mile.
• Density in context: Rives's 713 people per square mile sit against a Tennessee median of 553.
• Location: latitude 36.3562, longitude -89.0496 (Census Gazetteer).
• Nearest larger cities: Union City (5 mi); Troy (6 mi); Woodland Mills (9 mi); Obion (10 mi); Kenton (11 mi). Living near a larger metro rarely changes what is available in Rives.
• Smaller towns nearby: Samburg (17 mi); Yorkville (18 mi); Columbus (28 mi).
• Smaller places within 50 miles: 16 of them.
• Larger places within 100 miles: 267.

Borrowing reach in Rives

With about 713 residents per square mile, Rives is moderately settled, and 79 larger Census places sit within 50 miles. Whether Rives has a local branch or not, a Tennessee-licensed lender can serve its 246 people online on the same terms. The nearest larger city, Union City, TN about 5 miles away.

What Tennessee law requires in Rives

When Tennessee does not publish a figure, the row links to the source instead of inventing a number; Rives is bound by the same rules.

How a Rives personal loan is priced

Most loans made to Rives's 246 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Rives loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Rives loan is knowable in advance — unlike a revolving card balance.

Rives: area, density and distance

Rives's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 713 people per square mile. For the state's biggest city, Memphis, the distance is roughly 100 miles. Within 50 miles of Rives there are 79 larger Census places. By land area it ranks 338th of 344 Tennessee places.

Rives in state context

Within Tennessee, Rives holds roughly 0.0% of all residents, the 328th-largest share among 344 places. For population change between 2020 and 2023, Rives ranks 272nd of 344 in Tennessee (about the 21th percentile). Its roughly 713 residents per square mile place it 132nd among Tennessee's places. Between 2020 and 2023 the count changed by roughly 1 residents.