Personal loans in Rising Sun, MD
A personal loan in Rising Sun is priced from your credit file and income, not from the fact that the city holds 2,773 people. About 2,773 people live in Rising Sun, placing it 64th of 157 Census places in Maryland. From the 2020 Census base to the 2023 estimate, the population rose by about 0.8%. When Maryland caps or restricts a product, lenders either change the terms or withdraw it from Rising Sun as from the rest of the state. If debt is already a strain, a nonprofit credit counsellor can help Rising Sun residents before they take on more. For a bigger market, look to Oxford, PA about 7 miles away.
What the Census records for Rising Sun
The figures below are Rising Sun's own — Census population, land area and coordinates — followed by the Maryland rules.
- Population: 2,773 — Rising Sun ranks 64th of 157 communities in Maryland (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.8% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 23 more people than the 2020 Census counted.
- Size percentile: about 59% of Maryland's Census places are smaller than Rising Sun.
- Density: the Census land area of 1.7 sq mi holds about 1,677 people per square mile.
- Land area rank: Rising Sun's 1.7 square miles rank 58th of 157 places in Maryland.
- Water area rank: Rising Sun ranks 38th among Maryland's 157 places, with 0.03 sq mi.
- Share of state population: Rising Sun's 2,773 residents are about 0.2% of Maryland.
- National rank: Rising Sun sits 6,519th by population among the 19,457 places in this dataset.
- Growth rank: Rising Sun's 2020-to-2023 change ranks 56th of 157 places in Maryland.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Rising Sun's 0.8%.
- Density rank: Rising Sun is the 80th most densely settled place in Maryland.
- Against the state median: Rising Sun runs about 1,677 residents per square mile, where the Maryland median is 1,734.
- Location: coordinates 39.7014, -76.0602 (US Census Bureau Gazetteer).
- Nearest larger cities: Oxford (7 mi); Perryville (9 mi); North East (9 mi); Havre de Grace (11 mi); Aberdeen (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Port Deposit (7 mi); Charlestown (9 mi); Delta (14 mi).
- Smaller neighbours: 86 places smaller than Rising Sun sit within 50 miles.
- Larger places within 100 miles: 325.
Rising Sun against the rest of Maryland
Among Maryland's 157 places, Rising Sun sits at 64th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 56th of 157 Maryland places, putting it near the 64th percentile for growth. By density, at about 1,677 people per square mile, it ranks 80th in Maryland. Between 2020 and 2023 the count changed by roughly 23 residents.
Land, water and location for Rising Sun
The Census Gazetteer records 1.7 square miles of land and 0.03 square miles of water within Rising Sun. The resulting density is about 1,677 people per square mile. The largest place in Maryland, Baltimore, lies about 40 miles away. Within 50 miles of Rising Sun there are 107 larger Census places. The 100-mile radius contains 325 larger places.
Maryland rules behind a Rising Sun personal loan
This table holds the Maryland rate and licensing rules for consumer loans made to Rising Sun's 2,773 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance" | Maryland General Assembly as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Borrowing reach in Rising Sun
With about 1,677 residents per square mile, Rising Sun is moderately settled, and 107 larger Census places sit within 50 miles. Whether Rising Sun has a local branch or not, a Maryland-licensed lender can serve its 2,773 people online on the same terms. The nearest bigger place is Oxford, PA about 7 miles away.
What a Rising Sun borrower is actually offered
A Rising Sun personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,773 residents. A lender serving Rising Sun's 2,773 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Rising Sun decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Port Deposit, MD — population 625
- Oxford, PA — population 5,847
- Perryville, MD — population 4,480
- Charlestown, MD — population 1,520
- North East, MD — population 4,163
- Havre de Grace, MD — population 15,032
- Aberdeen, MD — population 18,006
- Quarryville, PA — population 2,859