Personal loans in Riley, IN
The roughly 237 people who live in Riley borrow under Indiana rules; city hall sets no personal-loan rate. The Census counts 237 people in Riley, the 486th-largest figure among Indiana's 565 places. For a bigger market, look to Terre Haute, IN about 7 miles away. Between the 2020 Census base and the 2023 estimate, Riley's population barely changed. A lender that serves Riley operates under Indiana lending statutes and a Indiana supervisor. If debt is already a strain, a nonprofit credit counsellor can help Riley residents before they take on more.
The Riley data picture
Here is the sourced Census picture for Riley, plus the Indiana lending rules that apply to a loan taken out here.
- Population: an estimated 237 residents, 486th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Riley sits ahead of around 14% of Indiana places, at 237 people.
- Population density: about 2,633 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Riley ranks 551st among Indiana's 565 places, at 0.1 sq mi.
- Share of Indiana: Riley holds about 0.0% of the state's population, some 237 people.
- National rank: Riley is the 15,947th most populous of the 19,457 Census places covered here.
- Growth rank: Riley ranks 296th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Riley's 0.0%.
- Density rank: Riley is the 25th most densely settled place in Indiana.
- Density in context: Riley's 2,633 people per square mile sit against a Indiana median of 1,375.
- Location: coordinates 39.3898, -87.3002 (US Census Bureau Gazetteer).
- Nearest larger cities: Terre Haute (7 mi); Seelyville (7 mi); Staunton (9 mi); West Terre Haute (10 mi); Farmersburg (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Center Point (12 mi); Vermilion (20 mi); Merom (27 mi).
- Smaller places within 50 miles: 17 of them.
- Within 100 miles: 400 places are larger than Riley.
What shapes a Riley personal loan
Riley is a small community of about 237 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Riley can be quoted different APRs on the same amount and term. Shortening the term on a Riley loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Riley
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Riley is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Riley's place among Indiana's 565 places
Set beside Indiana's 565 places, Riley ranks 486th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Riley ranks 296th of 565 in Indiana (about the 48th percentile). At about 2,633 people per square mile, Riley is the 25th most densely settled place in Indiana. In land area, Riley ranks 551st among Indiana's 565 places.
Getting a loan in Riley
With about 2,633 residents per square mile, Riley is fairly dense, and 93 larger Census places sit within 50 miles. What is available to Riley's 237 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Terre Haute, IN about 7 miles away.
Riley on the map
Inside Riley's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 237 residents, the land area yields roughly 2,633 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 163 miles. A 50-mile radius around Riley takes in 93 places that are larger. The 100-mile radius contains 400 larger places.
Common questions
What are my options in Riley if my credit is poor?
What loan size can I expect in Riley?
Do I have to pledge anything to borrow in Riley?
Does comparing loans in Riley cost me credit score points?
Nearby places
- Terre Haute, IN — population 58,502
- Seelyville, IN — population 1,009
- Staunton, IN — population 470
- Farmersburg, IN — population 1,065
- West Terre Haute, IN — population 2,151
- Hymera, IN — population 659
- Clay City, IN — population 886
- Brazil, IN — population 8,214