Personal loans in Richfield, ID

Richfield: the sourced local profile

What follows is Richfield's place in the Census record, alongside the Idaho rules that govern a personal loan made here.

• Population: 467 people, a figure that places Richfield 133rd among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: About 9.4% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 40 residents.
• Size percentile: roughly 32% of Idaho's places have fewer residents than Richfield's 467.
• Density: roughly 712 residents per square mile, spread over 0.7 sq mi of land.
• Land area: Richfield covers 0.7 square miles, the 136th-largest area among Idaho's 197 places.
• State population share: Richfield accounts for about 0.0% of everyone in Idaho.
• National standing: Richfield ranks 13,454th of 19,457 US places.
• Growth in Idaho: Richfield stands 45th by percentage change from 2020 to 2023, among 197 places.
• Versus Idaho: the state average change is +7.1%, while Richfield moved 9.4%.
• Density rank: Richfield is the 133rd most densely settled place in Idaho.
• Against the state median: Richfield runs about 712 residents per square mile, where the Idaho median is 1,026.
• Location: it lies at 43.0516, -114.1559 in the Census Gazetteer.
• Nearest larger cities: Shoshone (15 mi); Carey (21 mi); Gooding (29 mi); Bellevue (29 mi); Jerome (29 mi). Lenders licensed in the state serve Richfield whether or not they keep a local branch.
• Nearest smaller places: Dietrich (11 mi); Eden (31 mi); Murtaugh (39 mi).
• Smaller neighbours: 7 places smaller than Richfield sit within 50 miles.
• At 100 miles: 33 larger Census places fall inside that radius.

Steps to take before a Richfield loan

Before you apply in Richfield, a community of about 467, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Idaho licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Richfield as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 467 residents.

Richfield on the map

Richfield covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 467 residents, the land area yields roughly 712 people per square mile. For the state's biggest city, Boise City, the distance is roughly 111 miles. A 50-mile radius around Richfield takes in 21 places that are larger. By land area it ranks 136th of 197 Idaho places.

The state rulebook for Richfield

Idaho has no separate rate rule for Richfield; the sourced rows below are what reach every lender that serves its 467 people.

Where Richfield sits in Idaho

Set beside Idaho's 197 places, Richfield ranks 133rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Richfield stands 45th among Idaho's 197 places — roughly the 77th percentile. Its roughly 712 residents per square mile place it 133rd among Idaho's places. Within 50 miles sit 7 smaller Census places, alongside the 21 that are larger.

Lender access in Richfield

With about 712 residents per square mile, Richfield is moderately settled, and 21 larger Census places sit within 50 miles. What is available to Richfield's 467 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Shoshone, ID about 15 miles away.