Personal loans in Rices Landing, PA

A personal loan in Rices Landing is priced from your credit file and income, not from the fact that the city holds 400 people. The Census estimates 400 residents in Rices Landing, which ranks it 813th of 1,013 places in Pennsylvania.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The nearest larger city is Carmichaels, PA about 3 miles away. The 2020 count to the 2023 estimate shows about 4.8% decline in Rices Landing. Every figure below is Pennsylvania's own, applied to Rices Landing's 400 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Rices Landing residents before they take on more.

Rices Landing by the numbers

What follows is Rices Landing's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

Borrowing reach in Rices Landing

With about 504 residents per square mile, Rices Landing is moderately settled, and 216 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Rices Landing's 400 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Carmichaels, PA about 3 miles away.

The state rulebook for Rices Landing

These are Pennsylvania's sourced lending facts as they reach Rices Landing's 400 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

What shapes a Rices Landing personal loan

With roughly 400 residents, Rices Landing is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Rices Landing lender to disclose the APR and finance charge before you sign. Shortening the term on a Rices Landing loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Rices Landing in state context

Among Pennsylvania's 1,013 places, Rices Landing sits at 813th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Rices Landing ranks 1,005th of 1,013 in Pennsylvania (about the 1th percentile). At about 504 people per square mile, Rices Landing is the 858th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 20 residents.

Land, water and location for Rices Landing

Inside Rices Landing's boundaries lie roughly 0.8 square miles of land and 0.12 square miles of water. That land carries about 504 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 258 miles away. Counting outward 50 miles, 216 larger communities surround Rices Landing. The 100-mile radius contains 494 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Rices Landing if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Rices Landing is the same as anywhere in Pennsylvania.
What loan size can I expect in Rices Landing?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Rices Landing?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Rices Landing cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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