Personal loans in Rhodhiss, NC
Census figures put the 2020-to-2023 decrease in Rhodhiss at about 0.3%. About 985 people live in Rhodhiss, placing it 336th of 549 Census places in North Carolina.
Rhodhiss counts about 985 people, and what is genuinely local about borrowing here is limited — North Carolina law does the governing. Price two or three terms so you can see which payment is truly affordable in Rhodhiss. Every figure below is North Carolina's own, applied to Rhodhiss's 985 residents, with the publisher and retrieval date attached. The next larger city is Granite Falls, NC about 2 miles away.
Rhodhiss: population, trend and location
Two layers matter for a Rhodhiss borrower: the local population picture and North Carolina's consumer-lending statutes.
- Population: a Census-estimated 985, 336th among North Carolina's 549 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: Rhodhiss sits ahead of around 39% of North Carolina places, at 985 people.
- Population density: 829 people per square mile on 1.2 square miles of land.
- Land area: Rhodhiss covers 1.2 square miles, the 407th-largest area among North Carolina's 549 places.
- Water area rank: Rhodhiss ranks 129th among North Carolina's 549 places, with 0.07 sq mi.
- Share of state population: Rhodhiss's 985 residents are about 0.0% of North Carolina.
- National rank: Rhodhiss is 10,271st of 19,457 places nationwide.
- Growth rank: Rhodhiss's 2020-to-2023 change ranks 431st of 549 places in North Carolina.
- Against the state trend: Rhodhiss's 0.3% change compares with a North Carolina average of +2.9% across its 549 places.
- Density rank: Rhodhiss is the 242nd most densely settled place in North Carolina.
- Against the state median: Rhodhiss runs about 829 residents per square mile, where the North Carolina median is 758.
- Location: latitude 35.7655, longitude -81.4322 (Census Gazetteer).
- Nearest larger cities: Granite Falls (2 mi); Hildebran (3 mi); Connelly Springs (4 mi); Long View (4 mi); Sawmills (4 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Brookford (7 mi); Cedar Rock (12 mi); Belwood (20 mi).
- Smaller places within 50 miles: 36 of them.
- Larger places within 100 miles: 231.
What a Rhodhiss borrower is actually offered
In Rhodhiss, a small community of about 985, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Rhodhiss's 985 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Rhodhiss loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Rhodhiss sits
Rhodhiss's land area is about 1.2 square miles; a further 0.07 square miles is water. With 985 residents, the land area yields roughly 829 people per square mile. The state's population centre of gravity, Charlotte, is roughly 51 miles away. Within 50 miles of Rhodhiss there are 63 larger Census places. The 100-mile radius contains 231 larger places.
Rhodhiss against the rest of North Carolina
Within North Carolina, Rhodhiss holds roughly 0.0% of all residents, the 336th-largest share among 549 places. For population change between 2020 and 2023, Rhodhiss ranks 431st of 549 in North Carolina (about the 21th percentile). Its roughly 829 residents per square mile place it 242nd among North Carolina's places. In land area, Rhodhiss ranks 407th among North Carolina's 549 places.
Lender access in Rhodhiss
At roughly 829 people per square mile, Rhodhiss is moderately settled; 63 larger places lie within 50 miles. Lenders licensed in North Carolina reach Rhodhiss's 985 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Granite Falls, NC about 2 miles away.
How North Carolina law applies in Rhodhiss
North Carolina has no separate rate rule for Rhodhiss; the sourced rows below are what reach every lender that serves its 985 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | For loans of $25,000 or less: greater of the 6-month U.S. Treasury bill rate + 6% or 16% (G.S. 24-1.1(c)); any agreed rate above $25,000 Source says: "plus six percent (6%), rounded upward or downward ... or sixteen percent (16%), whichever is greater" | North Carolina General Assembly as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
Common questions
What are my options in Rhodhiss if my credit is poor?
What loan size can I expect in Rhodhiss?
Do I have to pledge anything to borrow in Rhodhiss?
Does comparing loans in Rhodhiss cost me credit score points?
Nearby places
- Granite Falls, NC — population 4,914
- Hildebran, NC — population 1,678
- Long View, NC — population 5,207
- Connelly Springs, NC — population 1,538
- Sawmills, NC — population 5,025
- Rutherford College, NC — population 1,217
- Hudson, NC — population 3,767
- Brookford, NC — population 431