Personal loans in Rhame, ND

About 156 people live in Rhame, placing it 179th of 355 Census places in North Dakota. Rate-shopping from Rhame costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Consumer lending that reaches Rhame's 156 residents is governed by North Dakota statute; no city ordinance changes it. The closest larger city is Bowman, ND about 13 miles away.

Local context for Rhame

What follows is Rhame's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: about 156 people live here, which puts Rhame 179th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: Roughly 4.3% fewer residents than the 2020 Census counted.
• People gained or lost: about 7 fewer since the 2020 base.
• Size percentile: with 156 residents, Rhame is larger than about 50% of North Dakota's Census places.
• Density: roughly 104 residents per square mile, spread over 1.5 sq mi of land.
• Land area: Rhame covers 1.5 square miles, the 60th-largest area among North Dakota's 355 places.
• State share: roughly 0.0% of North Dakota's residents live in Rhame (156 people).
• National rank: Rhame is the 17,207th most populous of the 19,457 Census places covered here.
• Growth rank: Rhame's 2020-to-2023 change ranks 311th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Rhame's 4.3%.
• Density rank: Rhame is the 292nd most densely settled place in North Dakota.
• Density vs North Dakota: Rhame's 104 people per square mile compare with a state median of 352.
• Location: coordinates 46.2346, -103.6550 (US Census Bureau Gazetteer).
• Nearest larger cities: Bowman (13 mi); Scranton (25 mi); Baker (31 mi); New England (43 mi); Plevna (43 mi). Lenders licensed in the state serve Rhame whether or not they keep a local branch.
• Smaller towns nearby: Marmarth (14 mi); Amidon (23 mi); Gascoyne (29 mi).
• Smaller places within 50 miles: 9 of them.
• Larger places within 100 miles: 29.

The Rhame borrowing checklist

Before you apply in Rhame, a community of about 156, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across North Dakota; what changes is your credit file, not the fact that Rhame holds 156 people.

Lender access in Rhame

At roughly 104 people per square mile, Rhame is lightly settled; 7 larger places lie within 50 miles. Whether Rhame has a local branch or not, a North Dakota-licensed lender can serve its 156 people online on the same terms. For a larger market, the closest option is Bowman, ND about 13 miles away.

The North Dakota lending rules that reach Rhame

The rows below set out what a licensed lender must follow in North Dakota, and so for Rhame's roughly 156 residents.

Rhame: area, density and distance

Rhame's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. With 156 residents, the land area yields roughly 104 people per square mile. For the state's biggest city, Fargo, the distance is roughly 327 miles. Counting outward 50 miles, 7 larger communities surround Rhame. Within the same 50 miles lie 9 smaller Census places.

Where Rhame sits in North Dakota

Against North Dakota's other places, Rhame accounts for about 0.0% of the state's population and ranks 179th of 355 by size. Its 2020-to-2023 change ranks 311th of 355 North Dakota places, putting it near the 12th percentile for growth. Its roughly 104 residents per square mile place it 292nd among North Dakota's places. Within 50 miles sit 9 smaller Census places, alongside the 7 that are larger.