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Personal loans in Rexford, KS

Lenders active in Rexford report to a Kansas supervisor, identified in the sourced rows below. Rexford is one of 625 Census places in Kansas; its 197 residents put it at 402nd. A personal loan in Rexford is priced from your credit file and income, not from the fact that the city holds 197 people. From the 2020 Census base to the 2023 estimate, the population declined by about 1.5%. Price two or three terms so you can see which payment is truly affordable in Rexford. Borrowers who want a bigger city can look to Colby, KS about 17 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Rexford: the sourced local profile

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

Borrowing reach in Rexford

With about 755 residents per square mile, Rexford is moderately settled, and 12 larger Census places sit within 50 miles. What is available to Rexford's 197 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Colby, KS about 17 miles away.

Rexford in state context

Set beside Kansas's 625 places, Rexford ranks 402nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Rexford stands 344th among Kansas's 625 places — roughly the 45th percentile. At about 755 people per square mile, Rexford is the 316th most densely settled place in Kansas. By land area, its 0.3 square miles rank 461st of 625 places in Kansas.

How personal loans work in Rexford

With roughly 197 residents, Rexford is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Rexford's 197 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Rexford loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Rexford

Inside Rexford's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 755 people per square mile. The largest place in Kansas, Wichita, lies about 221 miles away. Rexford has 12 larger places within a 50-mile radius. By land area it ranks 461st of 625 Kansas places.

The Kansas lending rules that reach Rexford

Below are the Kansas rules that apply to a loan made in Rexford, each with the regulator that issued it.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Rexford if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Rexford is the same as anywhere in Kansas.
What loan size can I expect in Rexford?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Rexford?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Rexford cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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