Personal loans in Ree Heights, SD
Ree Heights ranks 267th of 309 places in South Dakota, with a population near 56. Two households in Ree Heights with comparable incomes can still be offered different rates; the city's 56 residents are not the reason. Census figures show Ree Heights holding steady across 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Ree Heights lender. Lenders active in Ree Heights report to a South Dakota supervisor, identified in the sourced rows below. For a bigger market, look to Miller, SD about 11 miles away.
Ree Heights: population, trend and location
Set out below is Ree Heights's local context next to the state-level rules that reach every lender here.
- Population: an estimated 56 residents, 267th of 309 places in South Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly level with the 2020 Census base.
- Size percentile: with 56 residents, Ree Heights is larger than about 14% of South Dakota's Census places.
- Population density: about 189 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Ree Heights covers 0.3 square miles, the 235th-largest area among South Dakota's 309 places.
- Share of state population: Ree Heights's 56 residents are about 0.0% of South Dakota.
- National standing: Ree Heights ranks 18,897th of 19,457 US places.
- Growth rank: Ree Heights's 2020-to-2023 change ranks 148th of 309 places in South Dakota.
- Versus South Dakota: the state average change is +0.9%, while Ree Heights moved 0.0%.
- Density in South Dakota: Ree Heights ranks 248th by people per square mile.
- Against the state median: Ree Heights runs about 189 residents per square mile, where the South Dakota median is 581.
- Location: it lies at 44.5158, -99.2005 in the Census Gazetteer.
- Nearest larger cities: Miller (11 mi); Highmore (12 mi); St. Lawrence (13 mi); Wessington (25 mi); Harrold (27 mi). Online lenders reach Ree Heights no matter how far the nearest branch is.
- Nearest smaller towns: Orient (27 mi); Rockham (33 mi); Seneca (41 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 8 of them.
- Larger places within 100 miles: 106.
South Dakota consumer-lending rules applied in Ree Heights
Every row below records a South Dakota rule, its publisher and its retrieval date — the same rules a Ree Heights lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
Ree Heights on the map
Ree Heights's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 189 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 140 miles away. Within 50 miles of Ree Heights there are 20 larger Census places. The 100-mile radius contains 106 larger places.
Before you apply in Ree Heights
These steps shape the offer you get in Ree Heights, a place of about 56 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's South Dakota licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across South Dakota; what changes is your credit file, not the fact that Ree Heights holds 56 people.
Lender access in Ree Heights
Ree Heights is a lightly settled community of about 56 people, with 20 larger places inside a 50-mile radius. Whether Ree Heights has a local branch or not, a South Dakota-licensed lender can serve its 56 people online on the same terms. The nearest bigger place is Miller, SD about 11 miles away.
What shapes a Ree Heights personal loan
In Ree Heights, a small community of about 56, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ree Heights. The term you choose in Ree Heights decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Ree Heights if my credit is poor?
What loan size can I expect in Ree Heights?
Do I have to pledge anything to borrow in Ree Heights?
Does comparing loans in Ree Heights cost me credit score points?
Nearby places
- Miller, SD — population 1,326
- Highmore, SD — population 636
- St. Lawrence, SD — population 163
- Orient, SD — population 52
- Wessington, SD — population 202
- Faulkton, SD — population 823
- Harrold, SD — population 100
- Rockham, SD — population 21