Personal loans in Redfield, KS

The roughly 91 people who live in Redfield borrow under Kansas rules; city hall sets no personal-loan rate. With 91 residents, Redfield outranks about 18% of the communities in Kansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census data show virtually no population shift in Redfield between 2020 and 2023. A lender that serves Redfield operates under Kansas lending statutes and a Kansas supervisor. Rate-shopping from Redfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Uniontown, KS about 5 miles away.

Where Redfield stands

Here is the sourced Census picture for Redfield, plus the Kansas lending rules that apply to a loan taken out here.

Land, water and location for Redfield

The Census Gazetteer records about 0.1 square miles of land within Redfield, with no significant water area listed. With 91 residents, the land area yields roughly 628 people per square mile. The state's population centre of gravity, Wichita, is roughly 135 miles away. A 50-mile radius around Redfield takes in 78 places that are larger. The 100-mile radius contains 369 larger places.

How Redfield compares across Kansas

Redfield is the 513th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 139th of 625 Kansas places, putting it near the 78th percentile for growth. By density, at about 628 people per square mile, it ranks 373rd in Kansas. By land area, its 0.1 square miles rank 585th of 625 places in Kansas.

Steps to take before a Redfield loan

Before you hand your details to a lender in Redfield, where the population is near 91:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Verify the lender's Kansas licence with the regulator listed on this page.
  5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  6. Check the disclosure for fees that raise the true cost above the quoted rate.
  7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Kansas; what changes is your credit file, not the fact that Redfield holds 91 people.

Getting a loan in Redfield

Redfield is moderately settled, with about 628 people per square mile and 78 larger places within 50 miles. Lenders licensed in Kansas reach Redfield's 91 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Uniontown, KS about 5 miles away.

The Kansas lending rules that reach Redfield

This table holds the Kansas rate and licensing rules for consumer loans made to Redfield's 91 residents.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Redfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Redfield is the same as anywhere in Kansas.
What loan size can I expect in Redfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Redfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Redfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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