Personal loans in Redfield, IA
Population in Redfield dropped about 1.5% over the three years from 2020 to 2023. About 719 people live in Redfield, placing it 361st of 940 Census places in Iowa. The first question in Redfield is not the rate on offer but whether the payment fits; about 719 people live here under Iowa lending law. Price two or three terms so you can see which payment is truly affordable in Redfield. For the 719 people in Redfield, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Earlham, IA about 8 miles away.
The Redfield data picture
The figures below are Redfield's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: 719 residents; Redfield is the 361st-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.5% since the 2020 count.
- Absolute change: 11 residents lost between 2020 and 2023.
- Size percentile: Redfield sits ahead of around 62% of Iowa places, at 719 people.
- Density: roughly 528 residents per square mile, spread over 1.4 sq mi of land.
- Land area: Redfield covers 1.4 square miles, the 286th-largest area among Iowa's 940 places.
- State population share: Redfield accounts for about 0.0% of everyone in Iowa.
- National standing: Redfield ranks 11,673rd of 19,457 US places.
- Growth rank: Redfield's 2020-to-2023 change ranks 538th of 940 places in Iowa.
- Against the state trend: Redfield's 1.5% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Redfield is the 585th most densely settled place in Iowa.
- Density vs Iowa: Redfield's 528 people per square mile compare with a state median of 672.
- Location: latitude 41.5904, longitude -94.1962 (Census Gazetteer).
- Nearest larger cities: Earlham (8 mi); Stuart (9 mi); Adel (10 mi); De Soto (10 mi); Panora (11 mi). Living near a larger metro rarely changes what is available in Redfield.
- Smaller communities close by: Linden (5 mi); Dexter (5 mi); Menlo (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 72 smaller Census places.
- Within 100 miles: 170 places are larger than Redfield.
Iowa consumer-lending rules applied in Redfield
This table holds the Iowa rate and licensing rules for consumer loans made to Redfield's 719 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
What is available to Redfield borrowers
Redfield is moderately settled, with about 528 people per square mile and 61 larger places within 50 miles. Distance to a branch rarely matters for Redfield's 719 residents: the application is online and the price follows your credit file. The nearest larger city, Earlham, IA about 8 miles away.
The anatomy of a Redfield personal loan
A Redfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 719 residents. Federal Truth in Lending rules require a Redfield lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Redfield loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Redfield
The Census Gazetteer records about 1.4 square miles of land within Redfield, with no significant water area listed. That land carries about 528 people per square mile. The largest place in Iowa, Des Moines, lies about 30 miles away. A 50-mile radius around Redfield takes in 61 places that are larger. Within the same 50 miles lie 72 smaller Census places.
Redfield's place among Iowa's 940 places
Redfield is the 361st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Redfield stands 538th among Iowa's 940 places — roughly the 43th percentile. At about 528 people per square mile, Redfield is the 585th most densely settled place in Iowa. By land area, its 1.4 square miles rank 286th of 940 places in Iowa.
Common questions
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Nearby places
- Dexter, IA — population 629
- Linden, IA — population 203
- Earlham, IA — population 1,413
- Stuart, IA — population 1,855
- Adel, IA — population 6,474
- De Soto, IA — population 933
- Panora, IA — population 1,083
- Menlo, IA — population 343