Personal loans in Raymond, IA

The Census estimates 748 residents in Raymond, which ranks it 346th of 940 places in Iowa. For the 748 people in Raymond, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 1.6% decline in Raymond. For a bigger market, look to Elk Run Heights, IA about 1 miles away.

Raymond: the sourced local profile

The figures below are Raymond's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: an estimated 748 residents, 346th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.6% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: Raymond sits ahead of around 63% of Iowa places, at 748 people.
• Population density: about 457 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Raymond's 1.6 square miles rank 246th of 940 places in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Raymond (748 people).
• Nationally: Raymond is the 11,471st-largest of 19,457 Census places in the dataset.
• Growth rank: Raymond ranks 554th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Raymond moved 1.6%.
• Density rank: Raymond is the 632nd most densely settled place in Iowa.
• Against the state median: Raymond runs about 457 residents per square mile, where the Iowa median is 672.
• Location: 42.4694, -92.2297 (Census Gazetteer coordinates).
• Nearest larger cities: Elk Run Heights (1 mi); Evansdale (2 mi); Gilbertville (4 mi); Waterloo (6 mi); Dunkerton (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Brandon (16 mi); Mount Auburn (16 mi); Hazleton (19 mi).
• Within a 50-mile radius: 73 smaller Census places.
• Larger places within 100 miles: 222.

Iowa rules behind a Raymond personal loan

This table holds the Iowa rate and licensing rules for consumer loans made to Raymond's 748 residents.

Raymond on the map

Inside Raymond's boundaries lie about 1.6 square miles of land, with no significant water area recorded. With 748 residents, the land area yields roughly 457 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 94 miles. Within 50 miles of Raymond there are 66 larger Census places. Within the same 50 miles lie 73 smaller Census places.

How lenders reach Raymond

Raymond is lightly settled, with about 457 people per square mile and 66 larger places within 50 miles. Lenders licensed in Iowa reach Raymond's 748 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Elk Run Heights, IA about 1 miles away.

Where Raymond sits in Iowa

Set beside Iowa's 940 places, Raymond ranks 346th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Raymond stands 554th among Iowa's 940 places — roughly the 41th percentile. By density, at about 457 people per square mile, it ranks 632nd in Iowa. The population moved by about 12 people between 2020 and 2023, a 1.6% shift.

The anatomy of a Raymond personal loan

A Raymond personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 748 residents. Federal Truth in Lending rules require a Raymond lender to disclose the APR and finance charge before you sign. The term you choose in Raymond decides the split between a comfortable payment and the total interest you pay.