Personal loans in Ramah, CO

Ramah is one of 270 Census places in Colorado; its 106 residents put it at 254th. A 2020-to-2023 comparison shows Ramah down by about 4.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Ramah lender. For a bigger market, look to Simla, CO about 5 miles away.

What the Census records for Ramah

Here is the sourced Census picture for Ramah, plus the Colorado lending rules that apply to a loan taken out here.

• Population: 106 — Ramah ranks 254th of 270 communities in Colorado (US Census Bureau, Vintage 2023).
• Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: Ramah's 106 people outrank roughly 6% of the places in Colorado.
• Land and density: 0.3 square miles of land carry roughly 417 residents per square mile.
• Land area: Ramah covers 0.3 square miles, the 239th-largest area among Colorado's 270 places.
• State share: roughly 0.0% of Colorado's residents live in Ramah (106 people).
• National standing: Ramah ranks 18,040th of 19,457 US places.
• Growth rank: Ramah ranks 246th among Colorado's 270 places for the 2020-to-2023 change.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Ramah's 4.5%.
• Density rank: Ramah is the 224th most densely settled place in Colorado.
• Density vs Colorado: Ramah's 417 people per square mile compare with a state median of 1,126.
• Location: mapped by the US Census Bureau at 39.1214, -104.1673.
• Nearest larger cities: Simla (5 mi); Calhan (9 mi); Kiowa (22 mi); Limon (28 mi); Elizabeth (29 mi). Living near a larger metro rarely changes what is available in Ramah.
• Smaller places close by: Lakeside (66 mi); Haswell (71 mi); Vona (77 mi).
• Smaller neighbours: 0 places smaller than Ramah sit within 50 miles.
• At 100 miles: 121 larger Census places fall inside that radius.

Colorado consumer-lending rules applied in Ramah

Colorado has no separate rate rule for Ramah; the sourced rows below are what reach every lender that serves its 106 people.

Ramah: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Ramah, with no significant water area listed. That land carries about 417 people per square mile. Denver, the largest place in Colorado, is about 58 miles from Ramah. Ramah has 24 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.

What a Ramah borrower is actually offered

With roughly 106 residents, Ramah is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Ramah can be quoted different APRs on the same amount and term. Shortening the term on a Ramah loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Ramah

A sensible order of operations for a loan in Ramah, home to about 106 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Colorado regulator's licence records before you sign.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Ramah-specific: the same Colorado licensing and disclosure rules reach all 106 residents.

Ramah against the rest of Colorado

Set beside Colorado's 270 places, Ramah ranks 254th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Ramah stands 246th among Colorado's 270 places — roughly the 9th percentile. By density, at about 417 people per square mile, it ranks 224th in Colorado. Between 2020 and 2023 the count changed by roughly 5 residents.