Personal loans in Quinlan, TX
Quinlan is a small community in Texas, with an estimated 1,537 residents, and every licensed lender here follows the same state rulebook. Roughly 1,537 residents live in Quinlan, the 682nd-largest community in Texas.
From the 2020 Census base to the 2023 estimate, the population rose by about 8.2%. Use the calculator on this page to price an amount and term before you commit in Quinlan. The next larger city is West Tawakoni, TX about 6 miles away. Lenders active in Quinlan report to a Texas supervisor, identified in the sourced rows below.
Where Quinlan stands
Here is the sourced Census picture for Quinlan, plus the Texas lending rules that apply to a loan taken out here.
- Population: about 1,537, ranked 682nd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 8.2%.
- Change in people: the 2020-to-2023 comparison is a gain of about 117 residents.
- Size percentile: bigger than about 44% of the places in Texas, with 1,537 residents in Quinlan.
- Density: roughly 1,189 residents per square mile, spread over 1.3 sq mi of land.
- Land area: Quinlan covers 1.3 square miles, the 917th-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Quinlan.
- Nationally: Quinlan is the 8,605th-largest of 19,457 Census places in the dataset.
- Growth rank: Quinlan's 2020-to-2023 change ranks 287th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Quinlan's 8.2%.
- Density rank: Quinlan is the 405th most densely settled place in Texas.
- Density in context: Quinlan's 1,189 people per square mile sit against a Texas median of 840.
- Location: mapped by the US Census Bureau at 32.9090, -96.1313.
- Nearest larger cities: West Tawakoni (6 mi); Poetry (9 mi); Royse City (12 mi); Caddo Mills (13 mi); Greenville (14 mi). Lenders licensed in the state serve Quinlan whether or not they keep a local branch.
- Smaller places nearby: Hawk Cove (3 mi); Union Valley (7 mi); East Tawakoni (11 mi).
- Within a 50-mile radius: 53 smaller Census places.
- At 100 miles: 225 larger Census places fall inside that radius.
The geography behind Quinlan
The Census Gazetteer records about 1.3 square miles of land within Quinlan, with no significant water area listed. The resulting density is about 1,189 people per square mile. For the state's biggest city, Houston, the distance is roughly 220 miles. Counting outward 50 miles, 86 larger communities surround Quinlan. The 100-mile radius contains 225 larger places.
What to do before borrowing in Quinlan
Before you hand your details to a lender in Quinlan, where the population is near 1,537:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Texas regulator's records to confirm the lender is licensed here.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Texas; what changes is your credit file, not the fact that Quinlan holds 1,537 people.
The state rulebook for Quinlan
Read the table as a lender's compliance picture for Quinlan: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Lender access in Quinlan
With about 1,189 residents per square mile, Quinlan is moderately settled, and 86 larger Census places sit within 50 miles. Lenders licensed in Texas reach Quinlan's 1,537 residents online, so the nearest branch is not what sets your APR. The nearest larger city, West Tawakoni, TX about 6 miles away.
How Quinlan compares across Texas
Among Texas's 1,224 places, Quinlan sits at 682nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Quinlan ranks 287th of 1,224 in Texas (about the 77th percentile). By density, at about 1,189 people per square mile, it ranks 405th in Texas. The population moved by about 117 people between 2020 and 2023, a 8.2% shift.
Common questions
What are my options in Quinlan if my credit is poor?
What loan size can I expect in Quinlan?
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Does comparing loans in Quinlan cost me credit score points?
Nearby places
- Hawk Cove, TX — population 483
- West Tawakoni, TX — population 2,072
- Union Valley, TX — population 487
- Poetry, TX — population 1,558
- Caddo Mills, TX — population 4,183
- Royse City, TX — population 24,138
- East Tawakoni, TX — population 899
- Greenville, TX — population 32,717