Personal loans in Prompton, PA
Prompton, Pennsylvania — home to about 237 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. Prompton is one of 1,013 Census places in Pennsylvania; its 237 residents put it at 904th. The closest larger place is Bethany, PA about 2 miles away. Census figures put the 2020-to-2023 increase in Prompton at about 0.4%. Rate ceilings, licensing requirements and product limits for Prompton are all set at the Pennsylvania level. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Prompton loan.
Prompton by the numbers
Prompton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 237, ranked 904th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 0.4% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Prompton sits ahead of around 11% of Pennsylvania places, at 237 people.
- Population density: about 155 people per square mile across 1.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Prompton's 1.5 square miles rank 300th of 1,013 places in Pennsylvania.
- Water area rank: Prompton ranks 97th among Pennsylvania's 1,013 places, with 0.13 sq mi.
- State share: roughly 0.0% of Pennsylvania's residents live in Prompton (237 people).
- National rank: Prompton sits 15,946th by population among the 19,457 places in this dataset.
- Growth rank: Prompton's 2020-to-2023 change ranks 168th of 1,013 places in Pennsylvania.
- Against the state trend: Prompton's 0.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Prompton is the 966th most densely settled place in Pennsylvania.
- Against the state median: Prompton runs about 155 residents per square mile, where the Pennsylvania median is 1,990.
- Location: it lies at 41.5937, -75.3246 in the Census Gazetteer.
- Nearest larger cities: Bethany (2 mi); Honesdale (4 mi); Waymart (4 mi); Vandling (8 mi); Forest City (9 mi). Lenders licensed in the state serve Prompton whether or not they keep a local branch.
- Nearest smaller towns: Union Dale (12 mi); Starrucca (22 mi); Friendsville (43 mi).
- Within a 50-mile radius: 3 smaller Census places.
- Larger places within 100 miles: 651.
The Prompton borrowing checklist
These steps shape the offer you get in Prompton, a place of about 237 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Prompton as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 237 residents.
Where Prompton sits
The Census Gazetteer records 1.5 square miles of land and 0.13 square miles of water within Prompton. Spread across it are roughly 155 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 110 miles. Prompton has 108 larger places within a 50-mile radius. Within the same 50 miles lie 3 smaller Census places.
Pennsylvania consumer-lending rules applied in Prompton
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Prompton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How lenders reach Prompton
With about 155 residents per square mile, Prompton is lightly settled, and 108 larger Census places sit within 50 miles. What is available to Prompton's 237 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Bethany, PA about 2 miles away.
Prompton in state context
Set beside Pennsylvania's 1,013 places, Prompton ranks 904th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 168th of 1,013 Pennsylvania places, putting it near the 83th percentile for growth. Its roughly 155 residents per square mile place it 966th among Pennsylvania's places. By land area, its 1.5 square miles rank 300th of 1,013 places in Pennsylvania.
Common questions
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Nearby places
- Bethany, PA — population 242
- Honesdale, PA — population 4,438
- Waymart, PA — population 1,290
- Vandling, PA — population 721
- Forest City, PA — population 1,751
- Carbondale, PA — population 8,796
- Hawley, PA — population 1,223
- Union Dale, PA — population 220