Personal loans in Prescott, MI

Prescott: population, trend and location

The figures below are Prescott's own — Census population, land area and coordinates — followed by the Michigan rules.

• Population: about 228, ranked 508th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 1.3% across the 2020-to-2023 comparison.
• People gained or lost: about 3 more since the 2020 base.
• Size percentile: about 5% of Michigan's Census places are smaller than Prescott.
• Population density: about 206 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Prescott's 1.1 square miles rank 363rd of 533 places in Michigan.
• Share of Michigan: Prescott holds about 0.0% of the state's population, some 228 people.
• National rank: Prescott is 16,054th of 19,457 places nationwide.
• Growth rank: Prescott's 2020-to-2023 change ranks 97th of 533 places in Michigan.
• Against the state trend: Prescott's 1.3% change compares with a Michigan average of -0.3% across its 533 places.
• Density rank: Prescott places 515th among Michigan's places by people per square mile.
• Density in context: Prescott's 206 people per square mile sit against a Michigan median of 1,078.
• Location: the Census Gazetteer records it at 44.1916, -83.9322.
• Nearest larger cities: Whittemore (7 mi); Omer (11 mi); Sterling (12 mi); Standish (15 mi); Au Gres (16 mi). Larger metros often have more branches, but online lenders reach Prescott on the same terms.
• Nearest smaller towns: Turner (8 mi); Twining (8 mi); Minden City (68 mi).
• Smaller places within 50 miles: 2 of them.
• At 100 miles: 172 larger Census places fall inside that radius.

The geography behind Prescott

The Census Gazetteer records about 1.1 square miles of land within Prescott, with no significant water area listed. With 228 residents, the land area yields roughly 206 people per square mile. The largest place in Michigan, Detroit, lies about 132 miles away. Prescott has 34 larger places within a 50-mile radius. By land area it ranks 363rd of 533 Michigan places.

Getting a loan in Prescott

With about 206 residents per square mile, Prescott is lightly settled, and 34 larger Census places sit within 50 miles. Lenders licensed in Michigan reach Prescott's 228 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Whittemore, MI about 7 miles away.

What a Prescott borrower is actually offered

Prescott is a small community of about 228 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Prescott lender to disclose the APR and finance charge before you sign. Shortening the term on a Prescott loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Michigan law applies in Prescott

These are Michigan's sourced lending facts as they reach Prescott's 228 residents; the state has no city-level rate rule.

Prescott's place among Michigan's 533 places

Within Michigan, Prescott holds roughly 0.0% of all residents, the 508th-largest share among 533 places. On the 2020-to-2023 trend, Prescott stands 97th among Michigan's 533 places — roughly the 82th percentile. By density, at about 206 people per square mile, it ranks 515th in Michigan. In land area, Prescott ranks 363rd among Michigan's 533 places.