Personal loans in Postville, IA
Postville is a small community of about 2,415 residents, and a personal loan taken out here is governed by Iowa statute. With 2,415 residents, Postville outranks about 85% of the communities in Iowa. Use the calculator on this page to price an amount and term before you commit in Postville. From the 2020 Census base to the 2023 estimate, the population declined by about 3.7%. A lender that serves Postville operates under Iowa lending statutes and a Iowa supervisor. The nearest larger metro is Waukon, IA about 13 miles away.
Postville by the numbers
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: a Census-estimated 2,415, 142nd among Iowa's 940 places (Vintage 2023).
- Population trend: About 3.7% below the 2020 Census base.
- People gained or lost: about 92 fewer since the 2020 base.
- Size percentile: about 85% of Iowa communities are smaller than Postville (2,415 residents).
- Density: the Census land area of 2.1 sq mi holds about 1,126 people per square mile.
- By land area: Postville ranks 189th among Iowa's 940 places, at 2.1 sq mi.
- State share: roughly 0.1% of Iowa's residents live in Postville (2,415 people).
- National rank: Postville is the 6,966th most populous of the 19,457 Census places covered here.
- Growth rank: Postville's 2020-to-2023 change ranks 888th of 940 places in Iowa.
- Against the state trend: Postville's 3.7% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Postville ranks 201st by people per square mile.
- Density in context: Postville's 1,126 people per square mile sit against a Iowa median of 672.
- Location: it lies at 43.0844, -91.5678 in the Census Gazetteer.
- Nearest larger cities: Waukon (13 mi); West Union (15 mi); Decorah (19 mi); Prairie du Chien (22 mi); Oelwein (33 mi). Larger metros often have more branches, but online lenders reach Postville on the same terms.
- Smaller towns nearby: Castalia (6 mi); Luana (6 mi); Clermont (7 mi).
- Within a 50-mile radius: 105 smaller Census places.
- Within 100 miles: 92 places are larger than Postville.
A pre-application checklist for Postville
A sensible order of operations for a loan in Postville, home to about 2,415 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Postville and the rest of Iowa is not the process but the borrower's own file, among the 2,415 people here.
Postville on the map
Inside Postville's boundaries lie about 2.1 square miles of land, with no significant water area recorded. The resulting density is about 1,126 people per square mile. The largest place in Iowa, Des Moines, lies about 148 miles away. A 50-mile radius around Postville takes in 16 places that are larger. By land area it ranks 189th of 940 Iowa places.
Iowa rules behind a Postville personal loan
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Postville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Postville's place among Iowa's 940 places
Against Iowa's other places, Postville accounts for about 0.1% of the state's population and ranks 142nd of 940 by size. On the 2020-to-2023 trend, Postville stands 888th among Iowa's 940 places — roughly the 6th percentile. Its roughly 1,126 residents per square mile place it 201st among Iowa's places. In land area, Postville ranks 189th among Iowa's 940 places.
Getting a loan in Postville
Postville is moderately settled, with about 1,126 people per square mile and 16 larger places within 50 miles. What is available to Postville's 2,415 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Waukon, IA about 13 miles away.
Common questions
What are my options in Postville if my credit is poor?
What loan size can I expect in Postville?
Do I have to pledge anything to borrow in Postville?
Does comparing loans in Postville cost me credit score points?
Nearby places
- Castalia, IA — population 139
- Luana, IA — population 304
- Clermont, IA — population 571
- Elgin, IA — population 674
- Monona, IA — population 1,465
- Waukon, IA — population 3,777
- Ossian, IA — population 783
- Farmersburg, IA — population 266