Personal loans in Portland, TN

Census figures put the 2020-to-2023 increase in Portland at about 3.4%. Rate-shopping from Portland costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is White House, TN about 12 miles away. To lend to Portland's 13,578 residents, a company must hold a Tennessee licence, and each sourced row below names the regulator behind it.

The Portland data picture

The figures below are Portland's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: 13,578 — Portland ranks 45th of 344 communities in Tennessee (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 3.4% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 443 residents.
• Size percentile: about 87% of Tennessee's Census places are smaller than Portland.
• Density: the Census land area of 15.1 sq mi holds about 897 people per square mile.
• Land area rank: Portland's 15.1 square miles rank 50th of 344 places in Tennessee.
• Water: Portland holds about 0.02 square miles, the 101st-largest water area in Tennessee.
• State population share: Portland accounts for about 0.4% of everyone in Tennessee.
• National rank: Portland is the 2,542nd most populous of the 19,457 Census places covered here.
• Growth in Tennessee: Portland stands 113th by percentage change from 2020 to 2023, among 344 places.
• Versus Tennessee: the state average change is +2.4%, while Portland moved 3.4%.
• Density rank: Portland is the 82nd most densely settled place in Tennessee.
• Density in context: Portland's 897 people per square mile sit against a Tennessee median of 553.
• Location: it lies at 36.5975, -86.5266 in the Census Gazetteer.
• Nearest larger cities: White House (12 mi); Gallatin (15 mi); Hendersonville (20 mi); Springfield (20 mi); Goodlettsville (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Mitchellville (3 mi); Franklin (9 mi); Cross Plains (9 mi).
• Within a 50-mile radius: 50 smaller Census places.
• Within 100 miles: 29 places are larger than Portland.

The geography behind Portland

Portland's land area is about 15.1 square miles; a further 0.02 square miles is water. With 13,578 residents, the land area yields roughly 897 people per square mile. The state's population centre of gravity, Memphis, is roughly 218 miles away. Within 50 miles of Portland there are 14 larger Census places. The 100-mile radius contains 29 larger places.

What Tennessee law requires in Portland

Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Portland lender must follow.

How Portland compares across Tennessee

Portland is the 45th-largest of 344 Census places in Tennessee and contains about 0.4% of the state's people. Its 2020-to-2023 change ranks 113th of 344 Tennessee places, putting it near the 67th percentile for growth. By density, at about 897 people per square mile, it ranks 82nd in Tennessee. Between 2020 and 2023 the count changed by roughly 443 residents.

Steps to take before a Portland loan

Before you hand your details to a lender in Portland, where the population is near 13,578:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Tennessee licence with the regulator named above before committing.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Tennessee; what changes is your credit file, not the fact that Portland holds 13,578 people.

Inside a Portland personal loan

In Portland, a small town of about 13,578, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Portland loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Portland loan is knowable in advance — unlike a revolving card balance.